How much money to put in the bank card is not deducted from the small handling fee

The standards of each bank are different:

1. Industrial and Commercial Bank of China: the card processing fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee in 3 yuan, 300 yuan/quarter. The same city/trading bank withdraws money from 2 yuan.

2. Agricultural Bank of China: the credit card processing fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than that of 3 yuan/quarter. It charges 300 yuan a small account management fee, and makes interbank withdrawals in 2 yuan/transaction in the same city (4 yuan, Guangdong).

3. China Construction Bank: The annual card fee in 5 yuan 10 yuan/year is lower than the management fee in 500 yuan (3 yuan/quarter), and such accounts do not pay interest. 4 yuan +65438+ 0% of the withdrawal amount (that is, higher than the handling fee of other banks' withdrawals in different places). At home, they obviously forced customers not to withdraw money from other banks, and so did other bank customers.

4. Bank of China: the card processing fee is 5 yuan, the annual fee is 10 yuan/year, and the small account management fee is not charged, and the bank in the same city withdraws 4 yuan/transaction.

5. Bank of Communications: the card processing fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 500 yuan/quarter. The same city/transaction bank withdraws money from 2 yuan.

6. Postal savings: it is free to apply for a card, and the bank in the same city withdraws 2 yuan/transaction. Most provinces and cities do not charge annual fees and small account management.

Cost management.

7. China Minsheng Bank: It is free to apply for the card, with no annual fee and no small account management fee (except Shenzhen), and the first three withdrawals in the same city are free every month, and then 2 yuan/transaction.

8. China Everbright Bank: Card handling is free, with no annual fee and no small account management fee. The first three withdrawals in the same city are free every month, and the next one is in 2 yuan.

9. China CITIC Bank: Card handling is free, with no annual fee and small account management fee. The first two withdrawals in the same city are free every month, and then 2 yuan/pen.

10, Huaxia Bank: card handling is free, no annual fee, no small account management fee, and the first withdrawal in the same city 1 is free every day (note 1: every day is not every month), and then 2 yuan/transaction.

1 1, Shanghai Pudong Development Bank: it is free to apply for a card, and there is no annual fee. 2 yuan/bank withdrawal in the same city, account management fee 12 yuan/year. If the balance in the account is always above 1000 yuan, or if POS swipes the card within one year (it doesn't matter how much, they are just encouraging the use of the card), it will be exempted.

12, Industrial Bank: card handling is free, no annual fee, no small account management fee, and the first three withdrawals in the same city are free every month, and then 2 yuan/transaction.

13, China Merchants Bank: it is free to apply for a card, and there is no annual fee. 2 yuan/transaction of inter-bank withdrawal in the same city. Account management fee: the same customer invests in this bank.

If the output is less than 65,438+0,000,65,438+0-5 yuan/month (at the discretion of each branch, 65,438+0 yuan in Beijing, 5 yuan in Qingdao, 5 yuan in Tianjin, 3 yuan in Shenzhen, the rest are unknown), the "daily average assets" here refers to the sum of all deposits and national debt in the bank. For example, you deposited 654330 in China Merchants Bank. Then there is no charge for this 10 card, but if you have three cards, the deposits in the card are 3000 yuan, 2000 yuan and 2000 yuan respectively, and the total is less than 10000, then each card will be charged.

14. SDB: it is free to apply for a card, and there is no annual fee, which is lower than the small account management fee charged by 300 yuan (1 yuan/month), but it can be exempted for one year as long as you spend 1 time on the POS card, so it will basically not be accepted, and interbank withdrawals in the same city are completely free (except Shenzhen, Chengdu and Chongqing, 2 yuan/pen).

15, China guangfa bank: it is free to apply for a card, with no annual fee and no small account management fee. The first three withdrawals per month are free, regardless of the same city or different places, and then 3 yuan/pen.

16. Bohai Bank: In principle, the annual card fee in 20 yuan is 20 yuan/year, less than 5,000 yuan, and the account management fee is 5 yuan/month. But in fact, it is free to apply for a card, there is no annual fee, there is no small account management fee, and interbank withdrawals in the same city are completely free. This is a newly established bank with a national license (there are 18 banks nationwide), and it is only in Tianjin at present.

17, hengfeng bank: it is free to apply for the card, and there is no annual fee and small account management fee. It draws money from 2 yuan/transaction nationwide. At present, the bank only has branches in Yantai, Qingdao, Jinan, Hangzhou and Nanjing.

18, Zheshang Bank: Card 10 yuan, annual fee 10 yuan/year, no small account management fee, free of charge for the first three withdrawals in the same city every month, and then 2 yuan/transaction. At present, the Bank only has branches in Hangzhou, Ningbo, Wenzhou, Yiwu, Shanghai, Nanjing, Chengdu, Xi and Tianjin.

19, Bank of Nanjing: All fees are free, and there is no arbitrary charge for withdrawing money from any ATM in China.