How to calculate the holding rate of Alipay Fund?

On a normal trading day, the fund's holding income will change every day, not unchanged. We buy funds in order to buy low and sell high, make a difference and earn a yield of 4%, unless it is a stock exchange fund, when the market is good.

Yesterday's yield was 4%, and today's yield will not be seen until after 3: 30 this afternoon. It is possible to lose money. The calculation method of the fund's rate of return is the face value at the time of purchase MINUS the face value of the fund, and the difference is divided by the money bought.

Extended data:

Advantages:

1. Provide regular and stable cash flow.

Compared with fund dividends, "regular payment" is not limited by the fund's "distributable profit" and "the net value of fund shares cannot be lower than the face value after income distribution", and cash payment is made regularly according to the agreed cash payment ratio.

This model provides a brand-new investment choice for investors who want to get cash regularly and pursue long-term capital appreciation. While enjoying capital investment appreciation, it can meet the cash flow needs of daily living expenses such as mortgage, rent, water, electricity and gas.

2. Smoothing the fluctuation of fund net value by "cutting peaks and filling valleys": Regular payment also plays the role of "cutting peaks and filling valleys", smoothing the fluctuation of fund net value and smoothing the income from high-yield years to low-yield or even negative-yield years.

It is not only beneficial to avoid the impact of the stock market crash and the "money shortage" in the money market, but also to realize the safety in the depressed market and enjoy the capital appreciation brought by holding funds for a long time in a good market environment.

3. It is beneficial to reduce the investment cost: the regular payment mechanism is equivalent to regular automatic redemption, but there is no need to pay the redemption fee, thus reducing the overall investment cost.

Baidu Encyclopedia-Regular Payment Fund