A week later, I received a text message saying that I failed to apply for a credit card from China Merchants Bank. What is the reason?

Hello, if you apply for a credit card of China Merchants Bank, if you make an appointment online, it will take 7 working days for our bank to conduct the preliminary examination. If you pass the preliminary examination, a staff member will contact you to get the written materials. If it fails, you will be notified by email.

The most important condition for applying is to have a stable job and income. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. Credit card applications are comprehensively evaluated by the system, during which we refer to many factors, such as age, job stability, income, personal credit and so on. Maybe your original application materials failed to fully show your real situation, which led to the failure of your application. If your work or financial information changes in the future, you can reapply for this information after 3 months. I hope you can get a card next time!