How long does it usually take for China Merchants Bank to issue a credit card?

Generally, it is 15 days after receiving the SMS notification.

After the credit card center receives the application materials, it usually takes 10 working days to review them. After the approved card is issued, it will send a text message to remind the customer. Generally, the card can be received within 15 days after receiving the card issuance notification message.

Take the supplementary card of China Merchants Bank as an example: generally, the card can be received within 15 days after receiving the card-issuing SMS.

Credit card application needs comprehensive evaluation of China Merchants Bank's credit information system, and there are many reference factors, such as age, job stability, income, credit information records and so on.

If the applicant's work or financial information changes, he can resubmit the information after 3 months. China Merchants Bank will properly handle all application materials submitted by applicants to ensure privacy and security.

Extended data:

The Credit Card Customer Service Center of China Merchants Bank was awarded as the "Best Call Center of the Year in China" at the China Conference on Call Center Operation and Customer Relationship Management in 2004, and it is the only award-winning unit in the domestic financial industry. In 2002, China Merchants Bank realized the integration and professional service of credit cards.

Annual fee-free policy: Puka Gold Card swipes 6 times (MSN card case, VISA-MINI card, VOGUE titanium card, NBA credit card (processed before April 2008), (Platinum card and unlimited card do not enjoy this annual fee-free method, and business credit card should be implemented according to the agreement).

Cash withdrawal fee: the minimum fee is 65,438 yuan +00% of each cash advance transaction in China (since June 5438 +0, 2009), and 3% of each cash advance transaction abroad. The minimum fee is 3 US dollars/transaction or 30 yuan/transaction (subject to current demand, regardless of different places in the same city).

Maximum interest-free period: up to 50 days. The final repayment date is 18 days after the bill date.

Multi-account management: limited bill repayment is enjoyed every day.

Online payment: Alipay: the single limit is 499.99 yuan, and the payment function of Taobao credit card is not limited by the amount. The maximum limit of credit card is one day (other websites depend on the limit of each merchant).

Merchant installment business: (exceeding the credit line) supports interest-free installment for specific merchants (3, 6, 12).

Bill installment: supports the installment of RMB and USD bills (including the installment of unbilled transactions and invoiced transactions). For the installment payment of RMB bills, the minimum application amount shall not be less than 300 yuan RMB each time;

For the installment payment of USD bills, the minimum application amount shall not be less than USD 65,438+000 each time. From the day after the billing date to the final repayment date, you can apply through customer service hotline, online banking, interactive SMS, ATM, mobile banking, PAD banking, Pocket Life and other application channels.

Billing date: 3rd, 5th, 7th, 10, 12, 15, 17, 20th, 22nd and 25th of each month are billing dates, and cardholders can be replaced once every six months.

Card types: Puka (with a quota of 30,000-50,000), Gold Card (with a quota of1-50,000) and Platinum Card (with a quota of more than 50,000).

Currency: RMB, RMB/USD

References:

China Merchants Credit Card official website-Credit Card Mailing Progress Inquiry