What is the maximum credit card limit of China Merchants Bank?

The credit card quota of China Merchants Bank varies according to the types of cards. The list is as follows:

1. The credit card limit of China Merchants Bank is 1000 yuan-10000 yuan.

2. The gold card amount of China Merchants Bank's credit card is 10000 -50000 yuan.

3. The amount of platinum card of China Merchants Bank credit card is generally more than 50,000 yuan, and the maximum amount can reach more than 200,000 yuan.

4. China Merchants Bank's credit card limit is the same as Platinum Card, which is more than 50,000 yuan, and there is no specific upper limit.

If customers want to inquire about the credit card limit of China Merchants Bank, they can use the following methods:

1. Telephone inquiry: customers can directly call the credit card service hotline of China Merchants Bank at 400-820-5555, and then transfer to manual service to apply for inquiry from customer service staff. After the customer service staff verifies the identity of the customer, they will help with the inquiry.

2. SMS inquiry: customers can directly use the mobile phone number reserved when handling the card to send an inquiry application SMS to 1065795555 (mobile) or 95555 (China Unicom, Telecom) for inquiry, and reply "# ed" to inquire about the available credit card amount.

3. Mobile Banking/Online Banking Inquiry: Customers can log in to China Merchants Bank Mobile Banking on their mobile phones, click "My", then click "Credit Card", then click "Account Management" and then click "Account Inquiry" to inquire about the card amount. The operation steps of online banking are similar. After logging in to online banking, click to enter the personal account page, and then click "Account Management → Account Inquiry" to see the card limit.

4. Credit card APP "Pocket Life" query: Customers can log in to China Merchants Bank's credit card APP "Pocket Life", click "My", and then click "Credit Line" to query information such as fixed credit line and available credit line.

How to increase the credit line of China Merchants Credit Card?

Compared with other banks' credit cards, it is relatively easy for China Merchants Bank to increase the credit card quota. It usually takes more than three months to apply for credit card withdrawal, and the temporary limit can be extended. At first, the card may be 3k- 1w, but some card friends have increased the quota to 5w a year in stages, and some have temporarily exceeded 10W. Today, Bian Xiao will share with you the ways to increase the credit card limit of China Merchants Bank.

1, spending more on credit cards.

China Merchants Bank still attaches great importance to the number of consumption, and the key is to be tolerant. If you use a large amount casually, you must choose a merchant with points. Try to diversify (multi-region, multi-period and multi-merchants), and the frequency of swiping cards must be higher. Banks can make money for a long time, and it is only a matter of time before they increase the quota.

2. Scaffolding

That is, the bill needs to be divided into installments, and the number of installments is just 12, so it is not necessary to divide it into too long installments. The limit should be moderate, don't put all the credit cards in stages!

Staging can earn some fees for banks, which is of great help to increase the quota. Of course, I would like to add that China Merchants Bank's bill installment basically has activities every month. Specifically, you can go to Pocket Life to check.

3. Make full use of temporary quotas.

Some card friends use little tricks better, often temporarily. Some people worry that the fixation will not be improved after using temporary ones. When they have a temporary quota, they will spend as much as possible, and they will not use it up for the time being. How do they adjust their fixation for you? They often adjust the fixation for you, which means you can almost handle it. So keep brushing. Sometimes temporary and fixed time are together, so be sure to pay attention. Increasing the temporary quota will lengthen the fixed period, so we must grasp the time.