Why is the money missing? Don't click such a short message link!

When it comes to bank cards, many people are familiar with them. If your mobile phone suddenly receives a short message saying that your bank card is about to expire and needs to be verified, what will you do? It is estimated that a friend will verify it immediately, but remind everyone that if you receive such a short message, don't click it. Many people have been cheated!

Recently, criminals in many provinces and cities across the country sent short messages to trick customers into clicking on phishing links containing Trojan virus on the grounds that their mobile phone bank cards were invalid or their ID cards expired. After logging in, they entered the user login number, password, SMS verification code and other contents according to the guidelines, which led to the disclosure of sensitive information and the fraud of funds. What the hell is going on? Xiao Yuan, I'll show you!

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Pretending to be a bank SMS to defraud many people.

Case 1: According to the news of Ping An Chaozhou, on February 8, 20265438, Chaozhou citizens reported to the police that he received a short message when he was playing his mobile phone at home at noon that day, indicating that his mobile banking would be invalid that day and asked him to log in to 96 138s.net to activate it. He clicked on the link, followed the prompts to enter his bank card account number and password, and finally entered the verification code. It is understood that recently, more than 1000 citizens in Chaozhou have received such information, and some people have been deceived.

Case 2: Li Moumou (from Maonan District, Maoming City) called the police on February 20th, 20021year and was cheated by 2 1300 yuan. The victim received the text message, clicked the link to activate the bank account, and was cheated after entering the verification code 2 1300 yuan.

Case 3: Chen Moumou (from Maonan District, Maoming City) called the police on February 202 1 and was defrauded of 7420 yuan. The victim received a text message from Guangdong Rural Commercial Bank saying that he could help him upgrade his bank card. After clicking the link, he was cheated of 7420 yuan.

Case 4: 19 February, Wu in Yunfu reported that his mobile phone received a text message in the morning, indicating that his mobile banking would be invalid on February 19, and asked him to log in to 96 138kt.net for verification. Wu Moumou clicks on the link and enters his bank card account number and password as prompted. After receiving the verification code, he received a transfer of 5000 from the official account of WeChat, Guangdong Rural Credit Cooperative.

Case 5: On February 20th, Mr. and Mrs. Chen Mou in Yunfu reported to the police, and Chen Mou received a short message on the same day (the content of the short message is probably: Your mobile APP is about to expire, so you need to log in to e. hnn Xiao. n for link verification). After receiving the message, Chen followed the steps without doubt. Finally, after receiving the short message, he woke up and realized that he had been cheated, because the short message verification transfer was set to 50 thousand yuan.

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How do scammers cheat by using false short messages?

Step one:

Criminals send fraudulent short messages to mobile phone users to lure them to click on short message links.

Step two:

When the user clicks on the link, a false mobile banking login interface will appear, asking for filling in the bank card number and password. After entering these contents, he will ask for the received verification code on the grounds that he needs to verify his identity information.

Step 3:

Once the criminals get the victim's bank card account number, ID number, password, verification code and other important information, they can quickly steal the deposit in the victim's bank card through functions such as bank quick payment.

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How can we prevent cheating?

1. Don't click on the message "Fishing".

The link in the short message may contain Trojan virus, which will automatically obtain the highest authority of the mobile phone, thus stealing the funds in the bank card bound in third-party software such as WeChat and Alipay. Please don't believe it.

2. Don't trust strange phone calls.

If you need to consult the customer service hotline, you must use a legal customer service platform, and don't search for strange numbers to dial online.

3. Be careful when transferring money online

99.9% of online merchants who claim to have to transfer money are traps set by scammers.

4. Business should be handled on a regular platform.

To handle ETC business, you can go directly to major bank outlets, or you can directly consult the local bank business hall if you have any questions.

5. Pay more attention to the input of important personal information and bank card information.

Once you find that you have been cheated, you should contact the bank to report the loss and modify the password in time to ensure the safety of funds, and call 1 10 as soon as possible to call the police.

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What should I do if I accidentally miss the link to the scam message?

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What other situations are easy to be stolen?