What does it mean when ICBC prompts the lender that the daily cumulative amount exceeds the limit?

1. Online banking transfers have daily limits and single transaction limits. This prompt means that the cumulative amount of online banking transfers in your account today exceeds the limit specified by the bank.

2. When an ICBC customer handles online banking Internet signing business, if the ICBC account is authorized to other bank customers to handle online banking Internet transfer payment business, only second-generation U-shield is supported for signing verification, and the maximum limit for a single payment is No more than 5,000 yuan.

3. The maximum daily cumulative payment limit of ICBC shall not exceed 5,000 yuan, the maximum monthly cumulative payment limit shall not exceed 50,000 yuan, the daily cumulative maximum number of transactions is 100, and the monthly cumulative maximum number of transactions is 100 ( This limit will take effect on February 1, 2013, and customers who have signed contracts before will still be subject to the limits agreed at the time of signing).

4. The total daily limit for ICBC second-generation U-shield (including universal U-shield) customers to make external payments through electronic banking channels is 2 billion yuan; electronic cipher customers can make daily payments through electronic banking channels. The total limit for external payments is 1 million yuan.

5. If the above limit is exceeded, the message "The creditor's daily cumulative amount exceeds the limit" will be prompted.

Extended information:

1. The limit of Alipay computer (paid) products is 20,000 yuan for a single transaction if the account has a certificate, and 20,000 yuan for a single day;? The account does not have a certificate: a single transaction 2,000 yuan, 2,000 yuan per day.

2. Customers who have added a bank card to WeChat can use change or bank card funds to transfer money. The limit is 50,000 yuan per transaction per day, and there is no limit for the payee.

3. The maximum daily limit for CCB online banking payment is 50,000 for a single online banking payment and the daily limit is 100,000.

ICBC Official Website-Personal Electronic Banking Transaction Rules