Do you know how important the medical records of insurance claims on 3 15 financial consumer rights day are?

First, what is a medical record?

Medical record is interpreted as: medical reco

Do you know how important the medical records of insurance claims on 3 15 financial consumer rights day are?

First, what is a medical record?

Medical record is interpreted as: medical record is a record made by medical staff after checking and diagnosing the occurrence, development and prognosis of patients, and it is a voucher for patients to see a doctor. The medical records we usually see are usually a thin book. Nowadays, with the development of information technology, many electronic medical records have appeared.

The medical record is important because it records the patient's information and the development of the disease, so we should pay special attention to whether the information in the medical record matches. Everyone must not fill in the wrong personal information when filling out the medical record.

Second, the importance of medical records in insurance claims.

We all know that if the insured applies for compensation from the insurance company after the accident, the insurance company must verify the authenticity of the accident. In addition to on-the-spot inspection, the insurance company will also require the insured to issue relevant diagnosis certificates and payment documents, and medical records are one of them. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

Insurance companies to verify medical records mainly look at the following points:

1, whether the personal information on the medical record is the insured himself. We can easily understand this point, mainly to avoid the occurrence of false medical records.

2. Whether the medical diagnosis on the medical record conforms to the provisions of the insurance contract. For example, accident insurance claims non-disease accidents, if the words "recurrence of old injuries" are involved in the medical records, it is easy to refuse compensation. What are the accident insurance for accidental medical treatment? Which is more secure? Which is more worth buying? Let's take a look at some good accident insurance recommendations. Top 20 quality accident insurance in 2020!

3. Whether the illness time of the insured on the medical record is within the insurance liability period.

In addition, we should also emphasize the preservation of medical records, report the case as soon as possible after the accident, and keep relevant supporting materials such as medical records to avoid finding that medical records are lost when applying for compensation.

Third, what should I do if there is an error in the medical record?

In reality, medical records often make mistakes, and we can deal with them like this:

1, personal information error. In this case, the hospital can reissue the medical record or issue a certificate of doctor's clerical error.

2, typo or illness time is wrong. In this case, the doctor can modify it according to the Basic Specification for Writing Medical Records and affix the official seal of the hospital.