How to return to JD.COM Hongkang Life Insurance only takes 3 steps.

Hongkang Life Insurance Co., Ltd. is an insurance company headquartered in JD.COM. The two companies win each other and jointly create the maximum value of insurance. I bought Hongkang life insurance products in JD.COM. What should I do if I want to surrender for some reason? Here is how to return to JD.COM Hongkang Life Insurance.

1. Generally speaking, you can directly call the insurance company's customer service hotline to surrender the insurance, and surrender the insurance in full within 10 days after signing. 10 days before the cash value can be refunded, which is a great loss.

Life insurance products have a hesitation period (generally, within 10 days after the insured receives and signs the insurance contract). If you surrender your insurance within the hesitation period, you can generally recover all the premiums paid, and the insurance company will deduct no more than 10 yuan.

2. If you surrender after the hesitation period, the insured will bear certain losses, and the insurance company will only refund the cash value or account value of the policy. Therefore, for insurance products that meet the demand, it is suggested that the temporary capital demand can be alleviated by means of policy mortgage loan to avoid unnecessary losses caused by surrender.

3. It is suggested that insurance consumers manage their insurance policies well, regularly check the differences between their own needs and insurance policies, and take measures such as receiving policy benefits, increasing or adjusting insurance coverage and adjusting insurance coverage on time and as needed to effectively safeguard their rights and interests.

Eight insurance companies, including Hongkang Life Insurance, settled in JD.COM. 20 13 double eleven, JD.COM announced the limited sale of "1+ 1≥3" couple insurance. Each insurance policy consists of two policies jointly owned by JD.COM and Hongkang Life Insurance, including "Sweet Couple Insurance" and "Takeaway Insurance", with a term of one year.