Consequences of not canceling arrears of downtime

1, under the influence of mobile phone cards.

After the real-name registration system of mobile phone cards, if there is a record of arrears before, the next time you apply for a mobile phone card, you need to pay off the fees owed before. If you don't return it, you can't apply for a new mobile phone card.

2, affect the personal credit value

If you don't close your account, it will affect your personal credit value. If you check the credit records, you will find that there is a record of telecom arrears besides utilities.

The record of mobile phone arrears may affect a series of credit-related places such as buying a house by stages and buying a car. Once blacklisted, the trouble will be endless.

3, causing security risks

When the mobile phone card is cancelled, only the direct information and services between the user and the operator will be erased, but the bank card, QQ, WeChat, Alipay, Taobao and other accounts bound by the mobile phone number will not be erased.

Even if the mobile phone card is cancelled, you should change the mobile phone numbers of your bank card, QQ, WeChat, Alipay, Taobao and other accounts in time, otherwise it will cause various property losses to yourself.

legal ground

Article 16 of the Regulations on the Administration of Credit Information Industry stipulates that the retention period of personal bad information by credit information agencies is 5 years from the date of termination of bad behavior or incident; More than 5 years, should be deleted. During the retention period of bad information, the information subject may explain the bad information, and the credit reporting institution shall record it.