The money of rural credit cooperatives was inexplicably deducted 20 yuan, saying it was a short message fee. What happened?

Credit cooperatives are free of SMS charges, and Agricultural Bank of China 2 yuan/month. Under normal circumstances, the maximum deduction is 10 yuan/year, which is the annual card fee. After the new policy comes out, the annual card fees of all banks are free, that is, no fees are deducted. Individual banks will deduct the storage fee. If your rural credit cooperative's money is inexplicably deducted from 20 yuan, you may have tied up some automatic deductions. Take your voucher to the bank counter to see if there is any arbitrary deduction.

China Rural Credit Cooperatives (hereinafter referred to as rural credit cooperatives and rural credit cooperatives) are rural cooperative financial institutions established with the approval of the People's Bank of China. They are composed of members and practise democratic management. Mainly to provide financial services for members. China Rural Credit Cooperative is an independent enterprise legal person. They are responsible for the debts of rural credit cooperatives with all their assets. Their main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family member economy, and limit and crack down on usury.

Rural credit cooperatives are banking financial institutions. The so-called banking financial institutions are also called deposit institutions and deposit currency banks. Their * * * characteristics are that deposits are the main liabilities, loans are the main assets, and transfer settlement is the main intermediary business, and they directly participate in the creation process of deposit currency.

Rural credit cooperatives are also credit cooperative institutions. The so-called credit cooperative institution is a cooperative financial institution with mutual assistance as its main purpose and composed of individual fund-raising. They are called "credit cooperatives" for short. They carry out deposit and loan business among members for the purpose of mutual assistance. The establishment of credit cooperatives is directly related to the development of natural economy and small commodity economy. Due to the characteristics of seasonality, dispersion, small quantity and small scale of capital demand of agricultural producers and small commodity producers, it is difficult for small producers and farmers to get the support of bank loans, but objectively the problem of insufficient funds must be solved in circulation. Therefore, this mutual aid system established by paying shares and deposits has emerged as a self-service credit organization.