How many times do rural credit cooperatives charge their credit cards a month? waste

Hello, the deduction standard is different in each province. You can check the transaction details (you can also use mobile banking to check the counter, and you must bring your ID card). I have worked in rural credit cooperatives before, and the deduction content of rural credit cooperatives cards mainly includes the following items:

1, annual card fee. 10 yuan/year, if the balance in the card in the previous year is insufficient and not deducted, it will be deducted. (If you only have one card, you can apply for exemption from the annual card fee in person. )

2. Small management fee. The monthly fee will be deducted. If the average daily balance of the card is less than a certain amount, a small management fee of a certain amount will be charged every month. (If there is an old-age subsidy on the card of the rural credit cooperative, some provinces can apply for an account to be exempted from small management fees. )

3. SMS fee. There are two kinds of SMS fees. One is that there will be SMS reminders when the deposit and withdrawal transfer reaches a certain amount, and the specific amount and SMS fees vary from province to province; The other is the loan SMS fee, which is charged according to the loan amount and is generally used to remind the principal and interest. (SMS is also divided into public customers and private customers. The charging standards are different, and the public charges are slightly higher. )

You can adjust the details of the transaction. Sometimes tellers will enter the wrong mobile phone number when they open text messages. Please check it carefully and you will know where the details are detained.