What are the benefits of ICBC's military support card?

In order to comprehensively promote the service for retired military personnel, the Bureau of Veterans Affairs will join hands with China Industrial and Commercial Bank to build a brand of "accompanying the army", and the head office will issue a special care card for supporting the army (referred to as the special care card) to provide the special care service for retired military personnel. 1

Introduction of the special care card 1. The special care card is a chip debit card with all financial functions of ordinary bank debit cards, which is issued to retired soldiers, military families and other special care recipients, as well as soldiers who are about to retire from active service, in accordance with the principle of "special card, exclusive use and exclusive enjoyment", and follows the regulations of one person, four cards and account classification management. By providing preferential, high-quality and preferential products and services, we can meet the needs of financial assets and various agreements, the payment of retirement funds and the payment of benefits to ex-servicemen and other special care recipients when they retire. Special care cards can be applied for by individuals or handled in batches through the departments of retired military affairs at all levels (or the departments in charge of retired military affairs in the army). 2 exclusive financial services 1. exclusive preferential services. Special care cards enjoy exemption from card issuing cost, annual fee, small account management fee, inter-bank transfer fee and inter-bank ATM withdrawal fee. 2. Mobile banking "with the army" area service. For the special care recipients, as the main channel platform for online services, it facilitates inquiry and transaction, and realizes automatic login identification, accurate information push, product area purchase and exclusive service area; Open online and offline to realize online booking and offline integrated services; Establish financial knowledge training classes, information channels, activity areas, etc. 3. Priority service for outlets and honorary preferential treatment for retired military personnel. According to the agreement between the Bank and the Department of Veterans Affairs, the business outlets should set up special windows, post priority signs of servicemen and veterans in obvious positions, open green channels for customers with special care cards and provide priority services. Explore the establishment of an honor system for retired military personnel. For retired military personnel who won the third-class merit or above during their service (other honor medals will be considered when the follow-up conditions are ripe), the service star level will be increased to six stars, and they will enjoy corresponding services and preferential treatment. 4. Telephone hotline and special manual service. Under the 95588-8 military hotline, a special service line for special care recipients was set up, and a service manual for retired soldiers accompanying the army was compiled and distributed, introducing the "exclusive card and exclusive" service, popularizing financial knowledge and common sense of credit fraud prevention. 5. Providing retirement fund services, relying on the special care card agent to issue various retirement funds (including secondary retirement funds), providing funds inquiry in the special zone of "accompanying the army", and conducting targeted investment and wealth management. 6. Military retirement insurance inquiry service. Show the transfer process of military retirement insurance benefits in the "Army Travel" area, which is convenient for inquiring the processing status of retirement insurance benefits and tracking the transfer progress of pension insurance. 7. Training support services. Assist the veterans affairs management department to organize financial knowledge training to promote veterans' understanding of financial knowledge; Cooperate with large-scale employment training institutions (such as vocational and technical colleges) in the territory to carry out vocational education and skills training at the right time to improve the professional knowledge reserve and employability of retired soldiers. Exclusive financial products 8. Exclusive deposit innovative products. The innovative products of "deposit with the army" are introduced, which are divided into two categories and ***4 products. The initial deposit amount on the 1st is 1, yuan, with a term of three years, and the interest rate will rise by 4%, and the monthly interest will be transferred to the signed family account; No.2-No.4 is equipped with an exclusive quota, with the initial deposit amount of 5, yuan, 1, yuan and 1, yuan respectively, and the interest rate rises by 4%, 45% and 5% respectively. 9. Exclusive investment and wealth management products. Push out the "Great Wall Series" exclusive wealth management products for retired soldiers with lower starting point and better income than ordinary customers, explore the issue of special products for retired soldiers with large one-time income or monthly regular payment of retired funds, and plan to meet the long-term investment needs of retired soldiers. 1. Exclusive consumer credit products (ex-servicemen's "e-borrowing"). For those who have a stable job and income after retirement, according to the requirements of the current credit policy, credit consumption loans are provided, with a maximum amount of 5, yuan and a maximum loan period of 3 years, and the interest rate is 15% higher than the benchmark interest rate; Support one-time repayment of principal with interest on schedule, equal principal and interest and equal principal repayment; Support companies to apply in batches and individuals to apply at outlets. After passing, they can "lend with one click" in online banking and mobile banking, and receive accounts in real time. 11. ICBC Military Soul Credit Card. After applying for the card, you can enjoy free annual fee, 3 days' tolerance, 1 yuan allowance and free account security insurance (you can get a gold card with a minimum of 1, yuan and a maximum of 3, yuan if you activate the card and successfully spend one). You can also enjoy a series of activities such as point reward plan, travel courtesy, and purchase rights. 12. Personal housing loans and entrepreneurial loans for ex-servicemen. Under the premise of regulatory compliance, provide high-quality and efficient exclusive personal housing loans and entrepreneurial services to retired military personnel, including "four priorities" treatment (priority acceptance, priority treatment, priority approval, priority issuance) and better repayment services (sending loan tips to borrowers, tips for insufficient balance in deduction accounts, overdue tips, etc.). For eligible ex-servicemen, we will offer personal real estate mortgage consumption and business portfolio loans, with high loan amount, long loan term, favorable interest rate, convenient repayment and long cycle period. Among them, for business purposes, the interest rate of inclusive loans will be strictly implemented to help veterans start their own businesses. Military insurance "retired military insurance. Provide four insurance products, including ICBC AXA Life Million Green Shield Edition endowment assurance, Fude Life Kangyi critical illness insurance, Huaxia Ivy Lifelong Health Protection Plan and Fude Life Evergreen critical illness insurance, to meet the diverse needs of families with special care. 14. Optimize fund products, meet liquidity demand while maintaining and increasing assets, provide A1 smart fund investment and provide specialized fund investment services; Combine monthly regular funds to optimize low-risk fixed investment fund products to meet regular investment needs. 15. Smart security guards. According to their own risk tolerance, trading habits and life scenarios, account switches can be set through mobile banking smart security guard products to meet the payment needs of various scenarios in different places, different times and different payment methods, and to ensure the safety of large retired funds traded and distributed in accounts. 4 exclusive theme activities 16. Special events. In the Spring Festival, retirement and other important points, we will launch exclusive financial products, carry out activities such as theme condolences, carry out corresponding financial knowledge training and employment knowledge lectures around retirement and role change, and launch special marketing activities such as home decoration, parenting education, sports and fitness. 17. Rong e-purchase special event. For special military-related time points, we will provide exclusive commodity sales activities with excellent quality and many discounts to meet the needs of soldiers to buy return tickets, gifts and specialties and daily life after retirement. 18. Non-financial activities. Combined with the unified planning and requirements of the veterans affairs management department, the online and offline application scenarios of the special care card will be built, and various non-financial concessions or convenience measures (such as credit card concessions by bus, etc.) will be provided. Banks at all levels should carry out preferential activities such as tourism and scenic spot fares in combination with local conditions.