Unionpay Unbounded Card Validity Period

Today is the "1 birthday" of UnionPay Unbounded Card.

On August 3rd, 2020, China UnionPay United Commercial Bank, mainstream mobile phone manufacturers, key cooperative merchants and payment institutions released the first digital bank card "UnionPay Unbounded Digital Bank Card". Realize the whole process of digital card application and fast card collection, and provide cardholders with a new generation of payment experience.

As a "fledgling" brand-new card product, which banks have launched UnionPay unbounded cards this year? Is it worth doing?

First of all, there must be many small partners who will be curious about what is a "UnionPay unbounded card"?

We put aside various professional payment terms and industry research and simply look at the experience of ordinary cardholders:

The most prominent feature of unbounded card is that it does not depend on physical card.

First of all, in the process of card processing, users can apply online on multiple platforms such as "China UnionPay Express" app, commercial bank App or mobile phone manufacturer wallet, and only need to improve their personal data to submit their applications.

During card checking, unbounded cards have been approved in seconds, and the card can be downloaded within 1 minute.

In use, convenience is its greatest advantage. Compared with traditional bank cards, it requires complicated binding operations, and unbounded cards can realize one-click binding of payment tools such as "China UnionPay Express Easy" App when opening cards.

Besides convenience, safety is more important. Under the escort of various security technologies including Token2.0, the security is greatly improved, and unbounded cards can provide a convenient payment experience without physical cards. At the same time, because there is no physical card, you no longer need to worry about the risk of losing or stealing your credit card.

At present, banks such as ICBC, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, Postal Savings Bank, China CITIC Bank, Shanghai Pudong Development Bank, Huaxia Bank and Jiangsu Bank have issued UnionPay unbounded digital bank cards.

Many unbounded cards have unique card face design, and most of them have a strong sense of technology.

What impressed me the most was "Jiangsu Bank Unbounded Digital Bank Card"

, the card surface adopts the infinite symbol (), indicating that the unbounded card has no boundary.

At present, applying for an unbounded card enjoys 4-fold card rights:

Let's pay attention to the activity of "digital life courtesy".

From July 20265438 1 day to July 20265438 1 day and February 3 1 day, after signing up for the activities with UnionPay Unbounded Card, you can get the rights and interests by completing the accumulated qualified transactions (not less than 20 yuan), and the activities are counted quarterly.

You can get consumer vouchers, repayment red envelopes, Internet membership and other rights when you complete the corresponding transaction, and you can get 1 lottery opportunity when you complete the1transaction, and draw the highest prizes such as 62 yuan red envelope /20 yuan voucher /50 yuan fuel card.

If you apply for a platinum card, you can also enjoy all the rights and interests of UnionPay Platinum Card.

Among them, the most practical ones, such as the airport high-speed rail 65438+ 1 person 0 yuan 3 people 6.2 yuan VIP room, 1 yuan tooth cleaning, 1 yuan parking, 1 yuan driving, etc. It brings many benefits and conveniences to life and travel.

In addition to the rights and interests of UnionPay, many banks have also launched their own exclusive activities.

For cross-border consumption of "ICBC Unbounded Platinum Digital Card", you can enjoy the 66 yuan cash back gift, 1% cash back;

"Unbounded Youyi Platinum Card" can enjoy the consumption standard of 5 points, buy rice cooker/hot pot/electric oven, the VIP room of Longteng overseas airport for 3 times, and the 600 yuan gift package;

"Bank of Beijing China UnionPay Express Theme Card" can enjoy the consumer rights of 6.2% for the first brush and 1% for the pen.

If you just want to participate in the "digital life courtesy" activity, it is recommended to apply for an unbounded savings card. China Merchants Bank, Shanghai Pudong Development Bank and Bank of Ningbo all have them. There is no burden to handle the card.

If you want to apply for an unbounded credit card, I recommend you to apply for a platinum card.

You can enjoy the exclusive rights of unbounded card right and UnionPay Platinum Card right bank. For example, ICBC, Bank of Communications and Bank of Beijing mentioned above are all platinum cards, which are worth recommending. Moreover, they are all platinum-free cards. Spend 5 /6/12 at will every year, with no annual fee.

I remember that five or six years ago, I was lucky enough to participate in a credit card forum, and the topic mainly discussed the change of payment media. At that time, the digital development direction of bank cards had been discussed.

Nowadays, we are used to online services and products, such as shopping, payment, socializing, reading, games and so on. And bank cards also need to keep pace with the times and show new vitality.

Unbounded UnionPay card is an important attempt for China UnionPay to adapt to digital development.

Real banks, acquiring institutions, cooperative merchants, etc. All of them participate in it, and all kinds of mobile payment products, such as bar code payment, mobile phone flash payment, and face-brushing payment, which meet the unified standards of the banking industry, have developed synergistically and are widely used in important convenience scenes.

It integrates all-round digital services and convenience rights, and opens a digital unbounded revolution.

Are all online unbounded cards your next-generation bank cards?

Related Q&A: What is the UnionPay Unbounded Card for? "UnionPay Unbounded Card" is the first digital bank card issued by China UnionPay, a joint organization of China Bank Card. The whole process of card issuing mode, management mode and safe use is digitized. In other words, UnionPay Unbounded Card does not need to apply for a physical card, and it can meet a series of needs of cardholders such as consumption, withdrawal, transfer, mobile payment, account management and safe card use through digital services.

UnionPay Unbounded Cards are issued by ICBC, Agricultural Bank, China Construction Bank, Postal Savings Bank, Shanghai Pudong Development Bank, China CITIC Bank, Jiangsu Bank, Huaxia Bank, Weizhong Bank and many other commercial banks, which can be divided into debit cards and credit cards, and can be handled selectively according to personal preferences.