The credit report was suddenly sent to me. Since your current repayment points have reached the standard, we will issue you a POS machine, but I don't have a credit card or a loan. What happened?

Ignore it, it may be spam or text messages. Since there is no credit card and loan, don't open the link. If you have questions about this, check whether you are on the credit or blacklist. Or the next anti-app.

This message is a spoof message. Liars usually add a sentence before the virus program link to induce you to click on the URL link to download and install it. This Trojan virus is very harmful. Once infected with this virus, it will automatically send text messages to friends in the phone address book. If the mobile phone is bound with online banking or Alipay, personal information such as passwords may be stolen, resulting in property losses.

Some people in the legal profession pointed out that it is deceptive and harmful to society to use mobile phone users to reduce their preventive psychology, which should constitute a crime and citizens should call the police.

According to the provisions of Article 266 of the Criminal Law, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 3 years 10 years and fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years and shall also be fined or confiscated.

First of all, the key to dealing with all kinds of SMS fraud is to be vigilant and not to trust the information sent by strangers easily.

Secondly, don't easily reveal your family status and contact information to strangers, and beware of falling into the scam set by criminals. In social interaction, we must leave a "bottom line" for ourselves, and don't give everything to "new friends".

Finally, citizens should not trust all kinds of offers, especially unfamiliar text messages, let alone reply easily. If you receive an illegal text message and are deceived to the local area, you should pay attention to retaining relevant evidence.

How to inquire about credit information

You can enter the Credit Information Center of China People's Bank at Baidu, and then click the link with official website logo to enter the home page to register, fill in the relevant personal information and login account information, and then enter the login account to log in after registration; Submit query data: select any verification method (such as bank card), and the security level is changed successfully. Then the bank will send you an identity verification code within 24 hours. After receiving the identity verification code, you can query new credit information. The specific inquiry is as follows: Click the information service to obtain credit information: a. Select credit information, b. Enter the identity verification code of the received SMS, and c. Click Submit to inquire about relevant credit records.