What do you think of the credit card date?

Where can I see the expiration date of the credit card?

Generally, the validity period of a credit card is below, the month is in front and the date is behind. The general formats are "ValidFromXX/XX" and "ValidThruXX/XX", where the front side indicates the issuing time of the credit card and the back side indicates the expiration time of the credit card.

If you don't understand English, you can look for the "/"symbol on your credit card. A * * * has two dates, the younger is the date of issuance and the older is the period of validity. Generally, credit cards are valid for three to five years. Generally, you need to fill in the validity period of the credit card when you spend online. If it's overdue, it can't be spent. Because of frequent use, credit cards are time-limited, which easily leads to wear and tear and cannot be used.

Everyone's financial resources are constantly changing, and the three-year period allows banks to decide whether to continue to apply for new credit cards for users according to the cardholder's card use; Credit cards will continue to be upgraded, and some banks may upgrade credit cards from magnetic stripes to chips in order to make credit card consumption safer.

After the credit card expires, you will receive a SMS reminder from the bank, provided that the original reserved mobile phone number is still in use. After receiving the text message, check your credit card and call the bank customer service. You should have called in advance. After confirming the basic information and delivery address, reissue the new card. After receiving the new credit card, it was different, and it was not activated. The old card can be used before the new card is activated.

Pay attention to the integral of the old card before activation. Although some banks can transfer the points from the old card to the new card, they will deduct some of them. Generally speaking, if the old card expires, the bank will automatically mail the new card after checking the user's credit status. After the new card is received, the old card should be destroyed in time. If you discard it at will, you may steal personal information. If you don't want to use your credit card after it expires, you can cancel it in time, so that the bank won't automatically mail a new card.

Where can I see the expiration date of the credit card?

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The validity period of a credit card is just below the front of the card. Below you can see four numbers, and there will be a slash between the two numbers, which is the validity period of the credit card. Generally, the month is in the first two places and the year is in the last two places. For example, 08/24 means that the expiration date of your credit card is August 2024.

The validity period of a credit card is just below the front of the card. Below you can see four numbers, and there will be a slash between them. This is the validity period of the credit card. The standard format is one month before and one month after. Credit cards are generally plastic cards with special carriers, which are mm long, mm wide and 1mm thick. The front is printed with the name of the card issuer, expiration date, serial number and cardholder's name, and the back is provided with a chip, a magnetic stripe and a signature strip. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

China's relevant laws ("NPC Standing Committee on

The credit card stipulated in the Interpretation of Credit Card Regulations refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumption payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card. Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

What about the validity period of the credit card?

As we all know, any credit card has its own expiration date. If the expiration date is exceeded, our card will no longer be used.

So, how can I know the validity period of my credit card?

Usually we can see the expiration date of our credit card on the card face.

The number in the lower right corner of the figure is the date of issuance and the validity period of this credit card (some banks will not indicate the date of issuance, but only the validity period of the credit card).

This 08/28-where 08 means August and 28 means 2028. This means that August 2028 is the validity period of this credit card, and it also means the expiration date of this credit card.

The validity period of most bank credit cards is displayed on the lower part of the front of the card. Of course, the expiration date of some credit cards is displayed on the back of the card.

This way of viewing is more suitable when the credit card is around.

We can infer the validity of a credit card from the year it was issued.

The validity period of credit cards in different banks is different, ranging from 3 years, 5 years, 10 years. Suppose we get a credit card in June 2020, and the validity period given by the credit card issuer is 5 years, then the validity period of this credit card is 06/25.

This way of viewing is more suitable for the credit card is not around, but I remember where I am suitable to apply for a credit card and know how many years the credit card is valid.

For security reasons, most banks do not support customers to call customer service to check the validity of credit cards. If you must check, you need to bring your ID card to the bank outlet and pass the identity verification to check the validity period of the credit card.

Credit card, expiration date, CVV2, these information are very important, unless you need to bind credit cards on some regular websites and platforms, it is best not to disclose them casually, otherwise they will be stolen.

Of course, when the credit card is about to expire, the bank will send a text message in advance to remind customers and issue a new credit card in advance. When we receive a new credit card and activate it, the old credit card will automatically expire and we will destroy it in time.

What about the validity period of the credit card?

After September 20 18 and 10, the validity period of the new UnionPay credit card Puka and UnionPay credit card Gold Card issued by China Merchants Bank is eight years, while the validity period of other types of credit cards remains unchanged for five years.

The validity period of the credit card is displayed under the 16 digits of the credit card. Some cards only show the expiration time, while others show the interval between issuance and expiration.

If the following number is an interval, such as 02/ 10-02/ 15, it means that the card was issued in February 20 10 and will expire at the end of February 20 15; If the number below only says 02/ 15, it means that 20 15 will expire at the end of February.

Tips:

1. When the validity period of the credit card is entered, the month is after the previous year, such as 02 15.

2. The validity period of the credit card can only be seen after you get the card, and there is no other channel to inquire for the time being.

3. The validity period of the existing credit card remains unchanged before the extension, and you can still use it normally before the expiration of the validity period of the card.

How to deal with credit card expiration:

Once the credit card expires, this card can no longer be used and needs to be replaced with a new one. But generally, one month before the credit card expires, the bank will take the initiative to issue a new card to the customer. However, it should be noted that if you don't want to continue using the card, you can call the issuing bank one month before the card expires and ask not to replace the new card, but you must pay off all the debts of the credit card.

If you want to continue to use the card, but your mailing address has changed, in order to receive a new card from the bank, you can call the card issuer one month in advance to change the mailing address of the credit card, or update the mailing address on the credit card official website yourself.

In addition, if you don't receive the new card as scheduled, you should contact the bank in time to inquire about the relevant information and ask the bank to reissue the card and send it. After receiving the new card, the cardholder should call customer service to open the card. With the new card coming into effect, the original card will be invalid.

Why are credit cards valid?

1. From a physical point of view, credit cards, as a payment medium, are used frequently and will be worn out after long-term use. I believe that many card users have encountered cards with warped skin. Therefore, regular replacement is necessary;

2. Theoretically, the financial situation of the cardholder is constantly changing. After the credit card expires for three years, the bank can decide whether to continue issuing cards according to the cardholder's use of the card.

3. Reduce or avoid risks: the cardholder forgets to report the loss after losing his credit card; Cardholder's long-term malicious overdraft; After the cardholder died, the credit card was fraudulently used.

What if the cardholder doesn't want to continue using the credit card after it expires? The method is simple. Just call the credit card center of the issuing bank one month before the expiration date and tell them not to issue cards.

What should I do after the credit card expires?

1. Contact the issuing bank one month in advance to replace the new card, because the card can no longer be used normally after it expires. In addition, it takes time for banks to make and send new cards, so it is better to replace them in advance. However, most banks will automatically handle the card for you 1 month before the validity of the credit card, and send it to the cardholder according to the original billing address, so in order to avoid the situation that it cannot be sent because of the address change, it is best to contact the bank in advance.

2. Activate the new card in time. After the credit card expires or a new card is activated, the old card will be invalid. So be sure to call the bank customer service in time to activate the new card.

3. If you don't want to continue to use the card, call the bank customer service one month in advance to explain that you won't change the card, and then return the card and cancel the account.

How to replace a credit card after it expires:

One month before the credit card expires, the bank will take the initiative to contact the cardholder and tell him that the credit card needs to be changed, and the old card can still be used until the new card is mailed. If the contact information has been changed and the cardholder wants to change his credit card, it is best to call the bank customer service hotline to inform him of the latest contact information and address, and a new card will be mailed after application.

What about the validity period of the credit card?

Pull out the card directly, and then find the date marked on the card surface.

The validity period of credit cards is generally marked below, which is easy to find. The usual format is: "ValidThru××/××/××/×××".

In other words, if your credit card is marked "ValidThru06/20", it means that your card will expire in June 2020.

Of course, some credit cards will not only indicate the expiration time of the validity period, but also indicate the start time of the validity period. The format is "ValidFrom××/××, ValidThru××/××".

In other words, if your credit card is marked with "ValidFrom06/ 15, ValidThru06/20", it means that your card is valid from June 20 15 to June 2020.

In other words, if your credit card is marked with "ValidFrom06/ 15, ValidThru06/20", it means that your card is valid from June 20 15 to June 2020.

Where can I see the credit card date?

The validity period of a credit card is generally marked on the card face, and the format is "month/year". For example, "09/22" means that the credit card is valid until September 2022, and the cardholder needs to change the credit card before this date. Credit cards are usually valid for 3 to 5 years. Credit cards issued by different banks have different validity periods. Generally, banks will remind you to change your card before it expires.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

According to different card issuers, it can be divided into bank cards and non-bank cards.

Bank card. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or they can withdraw cash at any time at the outlets of the issuing bank or at places with ATMs.

Non-bank card.

This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.

According to the different issuing banks, it can be divided into corporate cards and personal cards.

Company card. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, state party and government organs, armed forces, organizations and other legal person organizations.

Personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. The personal card is applied in the name of an individual and bears all the responsibilities for its use.

According to the credit status of cardholders, it can be divided into ordinary cards and gold cards.

Ordinary card. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and the requirements are not high.

Gold card.

Gold card is an advanced credit card that pays a high membership fee and enjoys special treatment. Card issuers are institutions with high credit, strong repayment ability, credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are wider, so the requirements for related service fees and deposits are higher.

So much for the introduction of credit card dates.