Yin Chang Consumer Finance texted me that I was overdue.

First, Yin Chang Consumer Finance texted me that I was overdue or something?

You can call the police for verification.

1. Know your legal rights before consumption:

2, know what obligations the operator should undertake when selling goods or providing services;

3, understand the current national laws and regulations to protect the rights and interests of consumers;

4. When you encounter consumption, you should know what effective ways to solve consumption disputes and legal disputes, and know the relevant regulations and requirements for litigation, appeal and complaint to relevant departments, so that your complaints can be effectively solved;

5. When purchasing goods or accepting qualified and reputable dealers or

6, when signing a consumer contract with the operator, we must pay attention to check the validity of the contract, as well as the rights and obligations and the use of standardized contract text.

Basic explanation:

Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities.

Central Bank: China People's Bank is the central bank of China. Responsibilities: Implement monetary policy, macro-control the national economy, and macro-control financial institutions and even the financial industry.

Policy banks: including The Export-Import Bank of China. Responsibilities: People who participate in shares or guarantees, engage in policy integration and promote social progress, directly or indirectly in specific business areas, specifically those who implement and cooperate with the government's social and economic policies or intentions.

Second, Yin Chang consumer finance inexplicably sends text messages?

It means that this consumer finance has stolen your relevant information. If you don't plan to apply, you can choose to turn on the mobile phone blocking function and you won't receive the relevant loan information.

Third, what happened to consumer financial SMS?

If your mobile phone receives a short message about consumer finance, it is probably due to the following reasons:

1. Before surfing the Internet, customers have logged into some loan platform websites or paid attention to the advertisements of the loan platform, so they became the target customers of the platform and were sent many short messages recommending loans. In this regard, customers with financial needs can try to apply for loans after the invitation of the platform.

2. I did borrow money from a loan platform. The message was sent this time because the repayment date is coming, so the platform reminds customers not to forget to repay; Of course, it is also possible that the customer borrowed money and didn't pay it back. The platform sent a dunning message, and it is estimated that it will call.

3. The customers' relatives and friends all borrowed money, and then regarded the customers as emergency contacts for their loans, leaving their contact information. The loan platform can't contact each other, so it naturally finds customers.

4. The customer's personal identity information was leaked, stolen by criminals and defrauded. The other party did not return the money after borrowing it, and the platform found the customer according to the information left by the other party. In this case, the customer can make it clear to the platform without having to bear the repayment responsibility.

4. What should I do if I receive an inexplicable consumer message?

Delete completely, ignore