Do bank staff collect money or deduct the phone bill every month when they open their mobile phones in the bank?

Open a mobile phone at the bank first. Do bank staff collect money or deduct phone bills every month?

Mobile banking and online banking are free services!

2. Is there a monthly fee after the opening of mobile banking?

If it is your first time to open mobile banking, there is a certain discount, which means you can use it for three months. After three months, you will receive information about whether to continue using it. If you choose to continue using it, choose Yes, then there will be a handling fee. : Mobile banking charging standard ICBC: 0.2 yuan/message or 0.3 yuan/message is charged according to the number of messages sent. Remittances from different places are charged according to the personal remittance charge standard at the counter, that is, 1% of the single remittance amount, with the lowest 1 yuan and the highest in 50 yuan. The handling fee is 20% of the remittance. China Construction Bank: remote transfer (remittance), inter-bank transfer and transfer to enterprises. As of 20 10 12 3 1, these three kinds of transfers enjoy a 0. 15% fee discount, ranging from 1 yuan to 15 yuan. China Merchants Bank: Mobile banking transfer and remittance services (excluding transfer out of agreed accounts) will be handled before the end of October/October/May, and the national transfer and remittance fees will be free. Everbright Bank: Our bank or my account transfer is free in the same city, and a handling fee of 0.5% of the transaction amount is charged in different places (the lowest in 2 yuan and the highest in 20 yuan). A handling fee of 0.5% of the transaction amount is charged for inter-bank remittance in the same city (lowest in 5 yuan and highest in 50 yuan). Bank of Communications: 6 yuan's monthly mobile phone service fee (always free) is 0. 1 5% (50% discount) for peers in different places and other banks in the same city, and 0.3% (50% discount) for banks in different places, ranging from1yuan to 15 yuan. Agricultural Bank: 2 yuan/month service fee for SMS service. Domestic transfers and remittances with all banks are up to 50,000 yuan per day, and the handling fee is free. Minsheng Bank: Free of charge. Five banks join hands to transfer money and remit money for free. 2065438+On February 25th, 2006, China's five state-owned commercial banks: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications held a signing ceremony in Beijing. The five major banks promise to waive the handling fee for domestic RMB transfer and remittance handled by customers through mobile banking, and waive the handling fee for domestic RMB online bank transfer and remittance for customers below 5,000 yuan, thus reducing customer expenses. Compared with online banking, mobile banking is not easy to be attacked by hackers, and it is more private and safer. The mobile banking of China Construction Bank is connected by a dedicated communication line, and it is encrypted from the mobile phone end to the bank end. At the same time, the digital signature mechanism and the binding mechanism between mobile phone and card are adopted to ensure the safety of customer transactions and account funds. When customers use mobile banking, the information they browse will be deleted immediately after exiting and will not be left in their mobile phones. All information is actually stored in the bank. So even if the mobile phone is lost, even if someone finds it and doesn't know the account password, they can't enter the mobile banking.

3. Is there a charge for opening mobile banking? How much is it per month?

If it is your first time to open mobile banking, you will have a great three months. After three months, you will receive information about whether to continue using it. If you choose to continue using, you will be charged. If you don't continue to use it, answer no.

On the other hand, if you only open mobile banking without activating its advanced services, it is free, but the function is limited to checking the balance. But if you ask for details, transfer money, etc. You still need service, 5 yuan a month.

Does it cost money to open mobile banking? In fact, different functions have different uses. Here are three situations for reference:

1, customers who only open online banking but not advanced services can only be used for balance inquiry and account management;

2. Customers who open their own accounts online instead of signing up for fees can use all other functions of transfer and remittance accidents;

3. You can use all the functions provided by opening an account at an outlet.

If you often use online banking for transfer, remittance, online payment and other services, you can bring your valid certificate to the outlet to sign an online banking contract. Please note that you need to log in to online banking to download the certificate within seven days. At present, some banks do not charge fees. It depends on the bank you choose.

4. Is there a charge for opening mobile banking? How much is it per month?

Hello, I'm Li Hong, and I'm glad to answer your question about whether there is a charge for opening mobile banking. The answer is that there is no charge except SMS reminder fee. Then, for the question of whether to charge for opening mobile banking, major banks are now slowly canceling fees and other fees.

However, if mobile banking is opened, the customer service at the counter will ask you if you need to open SMS reminders, and you can refuse. Then once the SMS reminder is opened, the information fee is to pay 2 yuan money every month; In fact, there is no need to open SMS reminder fee, because our mobile phone can download mobile banking software. We all want to know what bank software we should download according to our own needs, so that we can check the account balance and transfer money conveniently.

Let me answer the question of whether to charge for opening mobile banking in detail: As we all know, people used to feel complained and annoyed when they queued up for other businesses at counter banks, so many people were queuing up for business, and their time would be wasted.

Now you only need a mobile phone to save you time and effort, and you can complete the opening of mobile banking service without leaving home. How to operate specifically? First, open the app store in our mobile phone and search for mobile banking software, such as downloading the mobile banking software of Bank of China. As shown in the figure below:

Click on the mobile phone to enter the application market, and you can type and search.

Under the words Bank of China, the download and installation of mobile banking software of Bank of China appeared.

Immediately after installation, open the mobile banking software to register and log in, and see the page where the banking software needs permission.

Always allow one click.

Click Login in the upper left corner to register again, and click Self-registration, as shown in the figure below:

Enter and register, China

On the bank page, select whether there is an associated bank card as an example, as shown below:

This is to enter your own bank and ID number information and enter the next step, as shown in the figure:

In addition, you need to enter your remembered password, online banking name, welcome information and your verified mobile phone number, and then click OK, as shown:

Then register successfully, and then click login to enter the home page for use.

If you encounter any problems in the process of mobile phone self-service, you can

Bring your bank card and ID card to the local bank outlet, and you can consult the counter customer service.

At present, the functions of using mobile banking are gradually improved, and the functions are relatively complete. It not only realizes a variety of convenience services such as living payment, but also realizes regular banking services such as transfer function, financial management function, loan, credit card application, etc. The most basic business that the counter can do can be realized by banking software in a mobile phone! ! !