What are the application conditions of ICBC credit card SMS installment payment?

The credit card short message installment business of ICBC is another brand-new credit card installment business provided by China Industrial and Commercial Bank for cardholders, which will be completed by telephone, online banking and counter. After the cardholder swipes the card on the merchant's POS machine, ICBC will send an invitation short message to the eligible cardholder, and the cardholder can handle the installment payment business by replying with the short message. Once the installment is successful, ICBC will deduct the installment payment and handling fee on schedule according to the time limit agreed with the customer, and the customer will repay the loan in installments every month.

What are the application conditions of ICBC credit card SMS installment payment?

First, the applicable object

Personal credit card customers invited by China Industrial and Commercial Bank. Personal cards of ICBC credit cards (including dual-currency credit cards, multi-currency credit cards, RMB credit cards and credit cards without easy loans) can be divided into short messages.

Second, the installment period is optional.

ICBC credit card SMS installment payment is provided in 6 installments, 12 installments and 24 installments.

Third, the handling process

Received an invitation message from ICBC to handle the installment payment business-forward this message to 95588-reply to the transaction code "FQ# installment number" according to the message prompt-and get the processing result.

SMS installment service is only for customers who have customized the balance change reminder SMS. The business invitation SMS will be sent to you after the balance change reminder SMS is sent. It is suggested that you customize the balance change reminder SMS. And the short message service for reminding the balance change is free. Short message staging means that the system automatically triggers marketing short messages for consumer transactions that meet the requirements of short message staging, invites customers to transfer their consumption to staging business, and the customers handle it by replying to short messages. If you don't receive an invitation message from ICBC, you can't send a message directly to make an installment payment for a certain consumer transaction.