Joke Collection Website - Public benefit messages - Is it illegal to ask the company to send messages to customers, relatives and friends?
Is it illegal to ask the company to send messages to customers, relatives and friends?
1. Entrusting a professional legal debt collection agency to collect overdue accounts is a commercial punishment measure and part of the supplier's last effort.
2. Pre-litigation evidence preparation: First, it is necessary to confirm that the debtor's complaint has been resolved and avoid facing the debtor's counterclaim in court; Secondly, it is necessary to confirm that the debtor has sufficient assets to pay off the debt, otherwise even if a favorable judgment is obtained, it will not be executed;
3. Litigation property preservation. Applying to the court for litigation preservation of the defendant's movable or immovable property is an important way to ensure the rapid execution of the judgment. However, when applying to the court for litigation preservation, it is necessary to pay a certain amount of deposit to the court.
Collect violations as follows:
1. Calling relatives or friends in the borrower's address book without the borrower's permission, harassing for many times;
2. Intimidate or threaten the borrower or relatives and family members of the address book by means of WeChat or SMS;
3. The borrower calls more than 3 times within one day after the deadline;
4. The borrower's overdue collection is not from 8: 00 am to 9: 00 pm;
5. Disclosure of personal information of the borrower
6, to the borrower's home or work unit collection caused serious damage to personal reputation;
7. After overdue, the overdue fee is higher than the overdue interest rate stipulated by the People's Bank of China;
8. Induce the borrower to borrow from other platforms to repay the loan from this platform;
9. Use illegal software SMS to bomb the borrower's mobile phone number;
10, pretending to be a staff member of the national law enforcement agency to threaten and violently collect the borrower.
Article 42 of the Law of People's Republic of China (PRC) on Public Security Administration Punishment commits one of the following acts, and shall be detained for less than 5 days or fined for less than 500 yuan; If the circumstances are serious, he shall be detained for more than 5 days 10 days, and may also be fined up to 500 yuan:
(1) writing threatening letters or threatening the personal safety of others by other means;
(2) publicly insulting others or fabricating facts to slander others;
(3) fabricating facts, falsely accusing and framing others, and attempting to subject others to criminal investigation or public security administration punishment;
(4) Threatening, insulting, beating or retaliating against witnesses and their close relatives;
(5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others;
(six) voyeurism, sneak shots, eavesdropping, spreading the privacy of others.
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