What does Jingdong Baitiao mean_How to raise the balance_How to repay the loan

How to increase the limit of Jingdong Baitiao

Although Jingdong Baitiao can help people consume first and pay later, there are always times when the limit is not enough. So what if the limit of Jingdong Baitiao is increased? I conclude The following methods are available:

1. Receive the quota increase package

There are opportunities to increase the quota every day in the JD Finance APP, but the amount is very small, about 15 yuan. In addition, occasionally There will be a game to increase the quota, and you will get a quota if you participate, which can be accumulated, so you can open it and take a look when you have time.

2. Activity quota

From time to time, JD Finance will open some activities for users to increase the IOU quota, such as the "Breaking the Cash Machine" on Double Eleven last year. Participating users have Opportunity to obtain a temporary quota of 8888 yuan from Baitiao.

3. Spend more

The above two are relatively clever ways to increase the limit. If you want to permanently increase the limit, the main way is to spend more, and then you can choose the installment appropriately, but You must repay the loan on time. The higher the consumption limit, the higher the IOU limit will be.

What does Jingdong Baitiao mean?

Jingdong Baitiao is a payment method launched by Jingdong that consumes first and pays later. It can be used for physical goods operated by Jingdong and some third-party merchants. , some virtual goods, pre-sale product balance payment, global shopping, JD crowdfunding and other places. After selecting the goods you want to buy, click to enter the shopping cart for settlement, and then select Baitiao as the payment method. After selecting Baitiao There will be corresponding plans for you to choose, which can be repayment in 12 installments, 24 installments or 36 installments. The installment service rate for Baitiao bills is 0.5%-1.2% (monthly).

How to repay Jingdong Baitiao

First, you need to download and install Jingdong Mall.

Then click to open Jingdong-More-Jingdong Baitiao, click on Jingdong to be repaid in the near future-check the installments that Jingdong needs to repay-immediately.

Select the pre-bound bank card - confirm the repayment.

Enter the SMS verification code received on your mobile phone and the repayment is successful.