I received a text message and a pre-trial notice, saying that I had been sentenced by default in stages. Is it true?/You don't say.

1. If you don't pay back the money you owe, you can sue again. It is suggested to sue the court for repayment as soon as possible. Once the limitation of action exceeds two years, the right to win the case will be lost. 2. Lending relationship is the king of evidence. If there is an iou, the content is clear and complete, and the probability of winning is 100%! After winning the case, if the other party fails to perform the court judgment during the performance period, it may apply to the court for enforcement. 3. When accepting the execution, the court will inquire about the property, vehicles, securities and deposits under the debtor's name according to law; 4. In addition, there is no executable property in his name and he refuses to execute the effective judgment of the court, which makes his overdue payment and other negative information recorded in his personal credit report, and is restricted from high consumption and entry and exit, and may even be punished by judicial custody.

People's Republic of China (PRC) Civil Code

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.