Joke Collection Website - Public benefit messages - The collection does not say the name of the platform, but only says that it owes online loans.

The collection does not say the name of the platform, but only says that it owes online loans.

If it causes serious overdue, the borrowing company will take measures such as door-to-door collection or even prosecution.

Legal basis:

Article 16 of the Regulations on the Administration of Credit Information Industry stipulates that the retention period of personal bad information by credit information agencies is 5 years from the date of termination of bad behavior or incident; More than 5 years, should be deleted.

During the retention period of bad information, the information subject may explain the bad information, and the credit reporting institution shall record it.