The second-hand house has received a loan text message. How long will it take for the money to reach the original master account?

After the second-hand housing loan is released by the bank, it takes 15 days for the bank to supervise the funds, and it usually takes 15 working days to reach the owner's account.

Bank lending process: the Housing Authority normally transfers the ownership and the bank receives the collateral, so it takes 9 working days for the Housing Authority and the bank to confirm each other (including 3 working days for the Housing Authority, 3 working days for the bank and 3 working days for mutual confirmation). It takes 3 working days for the bank to lend money and 3 working days for the transfer to the seller's account, totaling *** 15 working days.

If you buy a second-hand house, you can get the house quickly. If it is a decorated second-hand house, you can move in when you hand it over. If it is an undecorated second-hand house, you can also move in as soon as possible. Buying a second-hand house can also choose lots and communities according to your own needs, and you can directly see the existing houses, and you can directly see various problems such as housing quality and lighting.

When buying a second-hand house, don't trust each other. You must go through the transfer formalities legally and thoroughly. Second-hand housing must be handled by the housing and land management department to truly change the owner, and the guarantee and notarization of any other unit are not regarded as completing the transaction.

Precautions for buying second-hand houses:

Before signing the contract, you must go to the real estate trading center or the Housing Authority to verify whether the property rights of the house are clear, whether there is seizure, mortgage, etc. Sign the contract after confirmation. Whether the ID card of the property owner is consistent with the property right certificate, and whether the notarized power of attorney and the original ID card of the property owner can be provided.

Whether the property right certificate belongs to * * * * * * must be signed on site. If you can't attend, you must provide a notarized power of attorney. Married people need to provide proof of consent to sell signed by their spouses.