Will the rural commercial bank call the unit if its credit card is overdue?

The bank's regulations on overdue are similar. Do not report within 3 days overdue, and report more than 3 days overdue.

The collection department in the bank is generally responsible for overdue within 3 months, mainly through SMS and telephone collection. I will contact myself, emergency contacts and work units. Then seal the card.

Overdue for more than 3 months will be handed over to a third-party agency for collection. Third-party organizations usually contact you and emergency contacts by phone and SMS first. If not, they will come to the office and home for collection. The door-to-door process is very standardized. Generally, more than 2 people will come to the door, deliver the lawyer's letter and repayment notice, and record the whole process. I won't stay long after that. Third-party agencies will change two or three companies to urge them, and if they still don't pay back, they will go to court. This process usually takes about half a year.

The court will mediate first. If mediation fails, a court session will be held. You will lose whether the trial is held or not. After the judgment, you are allowed to repay within 10 to 30 days. If the repayment is still not made, the bank will apply for enforcement. The executive committee of the court will investigate your assets. If you have assets, it will be enforced. If you have no assets, you will become an untrustworthy executor. Judicial custody 15 once a day twice a year.