How long can China Merchants Credit Card repay cash?

Hello, if you repay through our bank, it will take 2 days for credit card payment to be recorded, so you can't check it on the credit card website immediately after payment. Once the transfer is completed, your credit limit can be restored. As long as the credit limit is restored, you can shop by credit card.

However, your cash advance limit can only be restored after the deposit arrives, and you can also inquire through various channels.

Fees, interests and limits of our credit card:

Handling fee: the handling fee for RMB cash advance in China is 65,438+0% of each cash withdrawal amount, and the minimum handling fee is 65,438+00 RMB for each cash withdrawal; The handling fee for overseas cash advance is 3% of each cash withdrawal amount, with a minimum charge of US$ 3 or 30 yuan RMB (except for cards with special provisions). There is no inter-bank handling fee for cash advance.

Interest: Cash advance does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at a daily rate of 0.5 ‰, with compound interest on a monthly basis.

Limit: Generally, the advance cash limit is 50% of the credit limit (except for cards with special provisions). At the same time, the maximum daily withdrawal amount of each card in China is RMB 2,000; The daily cumulative cash advance of each overseas non-UnionPay line shall not exceed the equivalent of 1 ,000 USD, the cumulative cash advance of 1 month shall not exceed the equivalent of 5,000 USD, and the cumulative cash advance of 6 months shall not exceed the equivalent of 1 ,000 USD.

(You can consult any credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center. )