E didn't get the loan certificate.

E why didn't you get the loan voucher? E-loan requires uploading coupons, but what if some people don't upload them? Can I use someone else's instead? I don't know what to do with you. Don't worry, I'll bring you the most detailed solution.

E why didn't you get the loan voucher? 1. Poly consumption As long as the coupons after the successful e-loan can be uploaded, any coupons can be uploaded, including the consumption of online platforms such as Alipay. Try to find as many loans as possible, so as to pass the examination.

2. find a reason. If there are adverse consequences, you can contact the bank in time and ask for thawing or going out of the dark room. The reason can be that you didn't receive the text message, thinking that you cheated, forgot, changed your card and so on. You will have a chance to save some credit.

3, ignoring the situation, China Merchants Bank sent text messages in a large area. Such a large amount of data should not let the customer service check one by one, so it may be a random inspection. If you are lucky, you may not pass.

E can I borrow money with someone else's vouchers? E can I borrow money with someone else's vouchers? Theoretically, it is possible. After the user provides the consumption voucher, the bank mainly examines the amount and consumption purpose. As for who the payer is, the bank will not delve into it. Therefore, when the user's coupons are insufficient, a small number of other people's coupons can be submitted.

However, if the bank carefully examines and finds that the consumption voucher is not my own consumption, then there is suspicion of fraud, which will undoubtedly lead to more serious consequences.

E. What are the requirements of coupons for loan invitation? E The types of consumption vouchers supported by loan invitation include invoices, receipts, electronic certificate and online consumption records, but do not include cash transfer vouchers such as receipts, transfer records and contracts. It should be noted that the consumption voucher should be issued within the time specified by China Merchants Bank, and the uploading time should not be later than four months after handling the e-loan, otherwise China Merchants Bank may stop using the e-loan and demand to pay off the arrears in one lump sum.

In addition, the consumer vouchers uploaded by the borrower must be true and valid. If there is a consumption voucher before e-loan, and the total consumption amount is much lower than the loan amount, the uploaded consumption voucher cannot be used as a loan fund use voucher.