The loan of Agricultural Bank of China 10 was not paid back, and suddenly a short message came.

If the arrears are not repaid, negotiate the repayment plan. If there are outstanding loans that have not been repaid for more than 10 years, ABC can remind repayment by SMS or other forms. In this case, we should take timely action and contact China Agricultural Bank for detailed repayment information and solutions. If you can't repay all the arrears at one time, you can negotiate with ABC to make a reasonable repayment plan. This involves communication and negotiation with banks in terms of amount, interest rate and repayment period. China Agricultural Bank may consider the repayment ability and provide repayment arrangements suitable for both parties.