Why does the message received from the bank card only show how much money has been withdrawn, but there is no balance?

Customized accounting change notice: the amount is not limited, and the starting amount of reminder can be personalized. A commercial bank shall meet the following conditions for opening bank card business:

(1) It has been in business for more than 3 years and has a good business foundation for handling retail business;

(2) It meets the monitoring indicators for asset-liability ratio management promulgated by the People's Bank of China and is in good operating condition;

(3) The business has established a scientific and perfect internal control system with clear internal authorization approval procedures;

(4) Having qualified managers and technicians and corresponding management institutions;

(5) Safe and effective computer processing system;

(six) the issuance of foreign currency cards must also have the qualification to operate foreign exchange business and the corresponding foreign exchange business management level;

(seven) other conditions stipulated by the people's Bank of China.

When the extended data credit card holder chooses the minimum repayment method or uses a card that exceeds the credit limit approved by the issuing bank, he will no longer enjoy the interest-free repayment period, and will pay the overdraft interest calculated at the prescribed interest rate for the unpaid part from the bank bookkeeping date.

Credit card holders who withdraw cash or quasi-credit card overdrafts do not enjoy interest-free repayment period and minimum repayment amount, but should calculate overdraft interest on the cash transaction amount or overdraft amount at the prescribed interest rate from the bank bookkeeping date.

The issuing bank charges 5% of the outstanding minimum repayment amount and the over-limit credit line of the credit card holder with a late payment fee and an over-limit handling fee respectively.

Baidu Encyclopedia-Bank Card Management Measures