How about Fosun United Preferred Critical Illness Insurance Type G? Is it worth buying?

Fosun United Preferred Critical Illness Insurance Model G can be said to be very popular online. I heard that it is very cost-effective. Many friends are also asking about Fosun United Preferred Critical Illness Insurance Model G. Is the price/performance ratio really that high? Is it really worth buying?

The senior sister will give you an in-depth review below! The following article can help you familiarize yourself with critical illness insurance in advance. For those who don’t know, come and read it:

"Be careful when buying insurance, don’t fall into the trap of critical illness insurance"< /p>

1. Analysis of the protection highlights of Fosun United Select Critical Illness Insurance Type G!

Next let’s take a look at the protection content of Fosun United Select Critical Illness Insurance Type G:

Everyone knows that Fosun United Health’s Critical illness insurance has always been popular among people.

No, senior sister has heard that Fosun United Preferred Critical Illness Insurance Type G is not only very powerful in terms of protection, but also much better than other critical illness insurances in terms of optional liability. Come and take a look with us!

1. Strong critical illness protection

The contract of Fosun United Preferred Critical Illness Insurance Type G mentions 110 types of critical illness protection.

Before the age of 50/60, an additional 60% of the insured amount will be paid (provided that additional disease care benefits are included); after the age of 60, 100% of the insured amount will be paid.

Assume that a 30-year-old Xiao Li takes out a 500,000 insured amount and is diagnosed with a serious illness before the age of 60. He can get an additional compensation of 300,000 yuan. This means that a 30-year-old Xiao Li can get up to 800,000 yuan. Yuan.

But I would like to explain to everyone that the current better critical illness insurance products all come with additional benefits for critical illness.

2. The medical subsidies for severe malignant tumors are thoughtfully set up

According to the latest data from the World Health Organization, there will be 19.29 million new cases of cancer worldwide in 2020.

Among them, there are 4.75 million new cancers in my country, with an average of 8 people diagnosed with cancer every minute, accounting for 23.7% of the world.

Most of us think that cancer is a terminal disease, but if we detect it early, we have a high chance of treatment.

Looking back at the current Fosun United Preferred Critical Illness Insurance Type G, this insurance also provides additional cancer allowance coverage.

Add 365 days to the time when the first cancer was diagnosed, and if treatment continues, 40% of the basic sum assured will be paid in each policy year to subsidize the insured as a subsidy, with a maximum benefit period of 3 years. , very beneficial to the insured!

3. Strong protection for mild and moderate illnesses

If this type of Fosun United Selected Critical Illness Insurance Type G is supplemented with disease care benefits, up to 45% of the insured amount can be obtained for mild illnesses; A maximum of 90% of the insured amount can be obtained.

This Fosun United Preferred Critical Illness Insurance Type G, regardless of the number of claims or the payout ratio, this ratio is still very competitive in the market!

What’s more, what deserves our more attention is that it can be seen from this that if Fosun United Preferred Critical Illness Insurance Type G mild and moderate disease protection does not include disease care insurance benefits Below, the protection for mild to moderate illness is relatively common.

There are many critical illness insurances on the market with a minor illness compensation ratio of 30%. After a moderate illness is diagnosed, you can get a compensation of 50% of the basic insured amount. Fosun United selects the G category of critical illness insurance. The excellence is reflected in the strength of its guarantee.

Even so, don’t rush to buy Fosun United Preferred Critical Illness Insurance Model G, compare it with the excellent critical illness insurance on the market!

The considerate senior sister has helped you compile this red list of critical illness insurance, and everyone can take a look at it:

"A comprehensive list of the top ten popular critical illness insurances worth buying!" 》

My senior sister has already shown you the key parts. I was planning not to say more, but I unexpectedly discovered that Fosun United Select Critical Illness Insurance Type G has this shortcoming mentioned in the article below. !

2. After seeing the shortcomings of Fosun United Select Critical Illness Insurance Model G, I am quite disappointed!

Speaking of the hidden shortcomings of Fosun United Select Critical Illness Insurance Model G, they indeed need to be improved.

The waiting period is as long as 180 days. Compared with the same type of critical illness insurance on the market, such as this Kangweibao flagship version 2.0, its waiting period is only 90 days.

In comparison, Fosun United Select Critical Illness Insurance G model still needs to make further progress.

After all, if a related disease is diagnosed during the waiting period, the insurance company has the right not to make a claim to the insured, and at most it will refund the premium.

So, Fosun United Health Insurance’s settings in this regard are not based on the perspective of the insured!

Due to time constraints, let’s analyze so much today. For those who want to learn more about Fosun United Selected Critical Illness Insurance Type G, click here:

《Fosun Is United Preferred Critical Illness Insurance Type G worth buying? I advise you not to act in a hurry! 》

3. Senior Sister’s Summary

Generally speaking, Fosun United Select Critical Illness Insurance Type G is relatively cost-effective. It covers protection for severe, moderate and minor illnesses, and the protection content is very comprehensive. In addition, the compensation ratio for mild illness is 30% of the basic insured amount, and the compensation rate for moderate illness is 60% of the basic insured amount. It can be seen that its compensation for mild and moderate diseases is also relatively strong.

So, if it meets everyone’s protection needs, it’s worth buying.

Write it at the end

I am a top scholar who talks about insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem For questions, you can also consult me ??on the official account Xueba Talk Insurance;

I will give you the most professional advice based on my years of experience in configuring insurance for 10W+ families.

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