What is the limit of WeChat?

The user limit for WeChat real-name authentication:

1. The change transfer limit is 2, yuan/day, and it is only limited by the account payment limit after the digital certificate is installed;

2. The bank card transfer limit is 2, yuan/day, and there is no monthly limit.

wechat payment will limit the transaction amount according to the banking rules, payment business scenarios and transaction risk levels, and the specific amount will be subject to the prompts in payment.

extended information

wechat payment has security to provide users with security protection and customer service.

1. technical support: the wechat payment background is supported by Tencent's big data, and massive data and cloud computing can timely determine whether there are risks in users' payment behavior. All-round identity protection based on big data and cloud computing ensures the security of user transactions to the maximum extent. At the same time, WeChat secure payment authentication and reminder ensure the security of every link of the transaction technically.

2, customer service: 7*24 hours customer service, plus WeChat customer service, timely solve problems for users. At the same time, the exclusive customer service channel opened for WeChat payment responds to users' questions and makes processing judgments at the fastest speed.

3. Business alliance: WeChat payment based on smart phones will be protected by multiple mobile phone security application vendors, such as Tencent Mobile Manager, and will form a business alliance for secure payment together with WeChat payment.

4. security mechanism: wechat payment considers users' psychological feelings from all aspects of product experience, and forms a whole set of security mechanisms and means. These mechanisms and means include: hardware lock, payment password verification, terminal abnormality judgment, real-time monitoring of transaction abnormality, transaction emergency freezing and so on. This whole set of mechanisms will form an all-round security protection for users.

From October 17th, 215, WeChat Pay will gradually resume the test transfer rules. Everyone can transfer money every month and collect money face to face, without a handling fee of 2 thousand yuan, and the bank handling fee is charged according to the standard of .1% In order to optimize the allocation of service resources, WeChat prefers to provide resources to a wider range of micro-transfer and red envelope users. Small remittances and red envelopes are still free and will not be affected.

As of March 1st, 216, WeChat Pay stopped charging fees for the transfer function. From the same day, the handling fee will be charged for the cash withdrawal function. The specific charging scheme is that each user (in the dimension of ID card) will enjoy the free cash withdrawal amount in 1 yuan for life, and the handling fee will be charged according to the bank rate for the excess. At present, the rate is .1%, and at least .1 yuan will be charged for each transaction. Functions such as WeChat red envelope, face-to-face payment and AA collection are not affected, and no handling fee is charged.

References: Baidu Encyclopedia-WeChat Payment Baidu Encyclopedia-Transfer.