The bank card is restricted. How to cancel OTC trading depends on the situation.

The restriction of non-counter transactions of bank cards means that the business of bank cards is restricted, which means that cardholders cannot conduct any transactions through non-counter channels such as mobile banking, online banking, ATM machines and POS machines. Then, in the case that the bank card is restricted from over-the-counter trading, how to lift the restriction and resume the use of the bank card? Let's get to know each other.

How to take out bank cards from off-counter transactions?

If the bank card is restricted from over-the-counter trading, it should be lifted as appropriate. If the bank card is restricted from over-the-counter trading for different reasons, the solution is different. Details are as follows:

1 If the bank card has not been used for a long time, the user needs to bring his/her bank card and ID card to the bank branch counter for activation. If you are not restricted from trading over the counter, but you receive the corresponding SMS prompt, then the cardholder can immediately use mobile banking or online banking to conduct banking transactions, so that the bank will not restrict the function of the bank card.

2 If the bank card is restricted from trading over the counter due to the expiration of the reserved identity information of the bank, the user needs to update the corresponding identity information at the bank outlet.

Generally speaking, in fact, no matter what causes the bank card to be restricted from trading over the counter, the cardholder will eventually need to go to the counter of the bank outlet to handle related matters. After all, over-the-counter trading has been restricted and can only be operated through the counter.