10685443 Which company is the text message from?

1068, the collection SMS is mainly sent by the platform cooperating with mobile operators through the SMS service platform. It should be noted that the SMS numbers starting with 106X are basically sent by the Ministry of Industry and Information Technology, and customers may not know which loan platform sent the collection SMS. In this regard, customers are advised to simply check the personal credit report and big data to see what overdue loan records have recently; Or you can check the consequences of overdue information in the loan app downloaded from your mobile phone. Usually, when the loan is not fully paid off on the interest payment date, the bank will temporarily list it as a collection note to urge the borrower to repay within 7 days. If it is paid within 7 days, the bank will not charge any late fees. However, if you don't repay the loan for more than 7 days, the bank will classify the loan as "collection" and "deferred repayment", and then you must pay the late payment fee or penalty interest. The penalty interest of each lending institution is different. For example, Citibank's penalty interest rate is 50% higher than the original interest rate. 2. The name of the lender blacklisted and recorded in the bad credit file will appear in the internal system of the bank the next day, and the credit report will inevitably leave a bad record. If you haven't paid your bill for more than three months, it's very serious. Borrowers will be marked with bad credit records in the joint credit center, commonly known as the "blacklist", which may be retained for more than 3 years.