Credit card ownership inquiry

How to inquire about the ownership of bank cards can be inquired through the bank counter.

How to inquire about the ownership of bank cards? It is reported that if users want to inquire about the ownership of bank cards, they can inquire through bank counters, online banking, SMS or call the bank customer service hotline.

There are more than 200 banks in China, but only 10 big banks can issue cards nationwide, and other small banks only have their own areas. Many friends are concerned about whether banks distinguish regions like mobile phone numbers. The answer is yes, but it is limited to savings cards. Credit cards are generally issued by bank credit card centers, and there are no local branches. Banks have different regulations on the attribution of savings cards, and it is generally recommended to go directly to online banking for enquiry.

There is a software to query the ownership of bank cards. The function of PC version is basically the same as that of website query. The main difference is that the PC version of the client can save the query records locally. When querying records again, you don't need to send a query request to the server, but directly display the current query results.

Software introduction:

1: According to the bank you provided, find out the bank to which the card belongs and the city where the bank card is opened;

2. The attribution of the bank card may be different from that of the cardholder;

3. All the query results are for reference only and may be different from the actual situation. Please call the customer service number of the bank to which the bank card belongs.

4. All the data queried by this tool come from the Internet. At present, it fully supports the attribution query of China Industrial and Commercial Bank card, China Agricultural Bank card, China Construction Bank card, China Postal Savings Bank card, China Bank card and China Bank of Communications card.

How does China Bank inquire about the attribution of credit cards?

Dear customer: Hello, the bank where the credit card is opened is the head office of China Bank, and the place where the account is opened is Beijing.

The above contents are for your reference. Please refer to the actual business regulations.

How to find out which bank card your credit card belongs to?

There are two ways to find out which bank your credit card belongs to: 1. Visually, there will be words and icons showing xx Bank on the front of the credit card. If the card is worn or the display is not clear, you can call the customer service phone on the back of the card to check the issuing bank. 2. You can check your credit card and issuing bank by checking the credit information, bring your ID card to a local famous bank to print the credit information report, and there will be a clear personal record.

Overdue credit cards will produce bad credit records, and the following remedial measures need to be taken:

1. Pay off the arrears in time, take the initiative to explain the situation to the bank and keep the account normal.

Never cancel your credit card because it is overdue, or you will lose the opportunity to repair your credit. After the expiration, we should continue to use credit cards normally, spend more, repay on time, and replace overdue records with new repayment records.

Don't lose contact after the deadline, and don't let the bank think that you owe money for malicious overdraft, otherwise you may be punished by the bank.

Credit card overdue negotiation repayment skills, interest-free installment negotiation three steps:

First of all, prepare your materials, your debt and income certificate and give them to the bank, usually a credit report and income certificate issued by a company or unit. Prove that you have a stable repayment ability.

Second, what kind of repayment plan do you give the bank? For example, if you want to divide it into 12 periods, 24 periods, 30 periods, 48 periods and 60 periods at the longest, how much is each period? Specific to the detailed figures. This plan must be reasonable, acceptable to you and acceptable to the bank. If you owe 40,000 yuan, it is more reasonable to repay 2,000 yuan in 20 interest-free installments.

Third, if the bank or the collection company violates the rules, you can use it as a favorable basis for negotiation. Finally, we must make good money. If the law permits, you must try your best to make money. The premise of all repayment is that you have the ability to repay, otherwise everything will be in vain.

This concludes the introduction of credit card attribution inquiry and how to inquire credit card attribution. I wonder if you found the information you need from it?