How to handle the state-managed provident fund loan and withdrawal business online?

Employees who have opened the SMS service of housing provident fund should log on to the portal website of provident fund center (www.zzz.gov.cn)? Online lobby/personal provident fund business? After entering your name, ID number and mobile phone number for identity registration, you can apply for online provident fund loans and withdrawals. Employees who have not opened the SMS service of housing provident fund will register their mobile phone numbers with their ID cards at the bank handling outlets and open online business.

I. Online processing of provident fund withdrawal business

1. Buy withdrawal from the fund center to repay the loan. Employees who use personal loans from the Capital Center Housing Provident Fund (hereinafter referred to as loans) to purchase houses can apply directly.

It is not the first time to buy a house and rent a house. Employees who have made the first withdrawal of buying houses and renting houses at bank outlets can make subsequent withdrawals in the online business hall, including non-first withdrawal of buying houses in full, non-first withdrawal of buying houses to repay loans from other housing provident fund management centers, non-first withdrawal of buying houses to repay commercial housing loans, and non-first withdrawal of renting houses.

3. Retirement withdrawal. Workers who have reached the statutory retirement age and their accounts are in a sealed state may apply for retirement withdrawal.

? Second, online provident fund loan business

1. Apply for a loan. Employees who meet the loan conditions can enter relevant information to apply for a loan and make an appointment to apply for a loan at the bank. After the application is successful, the employee will go through the formalities in the bank with the loan application materials on the appointment day.

2. Adjust the monthly repayment amount. Borrowers who use the free repayment method can flexibly adjust the monthly repayment amount on the basis of not less than the minimum monthly repayment amount.

3. Settle the loan in advance. The borrower can make an appointment in advance to settle the loan, and deposit the full amount of funds into the repayment account one working day before the agreed date, and the fund center will deduct the funds to settle the loan on the agreed date.

4. Change the repayment account. The borrower can change the repayment account to another savings account opened by himself in the loan bank.

? Three, online inquiry housing provident fund business

1. Inquire about basic information such as deposit, withdrawal and loan of housing provident fund.

2. Inquire about the details of payment, withdrawal, transfer, annual interest settlement and loan repayment of housing provident fund.

3. Query the business progress of loan acceptance, approval and issuance.

? Four, online printing form business

Workers can download and print the inquiry book of housing provident fund, extract the record sheet, account business details and other materials.

Note: The processing time of online withdrawal business and loan business is 8:00- 18:00 on weekdays, and the processing time of inquiry and form printing business is 7*24 hours.

Source: Housing Provident Fund Management Center of Central State Organs.

This content is only used in Beijing.