Is it true that the notice of accepting cases issued by loans overdue virtual number?

If a credit card fails to repay in time after overdraft, it is overdue. At the early stage of overdue, the overdue bank will send a text message to remind the cardholder to repay. In addition to phone calls and text messages, there will also be small partners receiving various dunning letters, lawyers' letters, court summons and bank filing notices. The purpose of this is to put pressure on you to repay as soon as possible.

However, some people have been cheated by this kind of short message. Received an overdue SMS reminder from the bank. At this time, you need to pay attention to carefully distinguish the authenticity of short messages to avoid being fooled.

This can be verified by the following methods:

1, pay attention to the SMS number

Every bank has a special SMS service number, which usually starts with 955. If the sender of the received text message is a bank, but it starts with "00" before the official number, and the contact number is reserved in the text message, then it is very likely that criminals have dialed a fake number through the Internet. It's best not to believe this kind of overdue text messages, and don't call the reserved number to contact. If in doubt, call the service hotline of the issuing bank directly for confirmation.

If we receive the notification of filing a case by SMS, we need to check whether there is a filing number in the content of the SMS, and then inquire at the local court in official website, and enter this filing number to see if there is any detailed information about the case. If it is found, it means that it is really being sued. If it is not found, it means that it is collecting forged text messages.

Some friends may click on the link in the text message curiously, and then they will go to a page similar to the bank website. They should pay attention to the information required on the website, such as providing the bank card number, payment password and verification code, and close the website immediately. Regular bank websites do not require such private information. After all, this is related to the safety of funds.

If we receive a subpoena from the court, we need to know that all subpoenas are mailed by EMS. Secondly, see if there are any documents such as bank complaint and case acceptance notice in the mail. Moreover, before mailing the summons, the court will send you two short messages, the first one is to inform you to accept it, and the second one is to file a case message. After receiving the summons, we need to know that the summons must have the seal of the local court, and the contact information of the court is on the seal. We can contact the phone number above to find out the truth. Credit card overdue carefully meet the conditions suspected of credit card fraud, there is a risk of imprisonment!

After the deadline, the bank will generally report the borrower to the police after three months of unsuccessful collection. If the borrower owes a large amount of money and is deemed to be overdue in bad faith, the court will sue for fraud, and the borrower or guarantor will bear certain criminal responsibilities.

Finally: No matter whether the SMS collection is true or not, it is only natural to pay back debts. As long as we are able to repay our debts, we might as well pay them off as soon as possible.