I got a message from loans overdue, and I got a message from loans overdue.

I got a short message from loans overdue with someone else's name.

You can clearly tell the collection platform or the third party to collect, explain that your non-emergency contact person is not clear about the situation, and ask to stop harassing or handle complaints. Because when applying for a loan, you usually need to leave emergency contact information. If the user is identified unwittingly or involuntarily, it is recommended to make it clear when reviewing the call back, so as to avoid the subsequent borrowers from adversely affecting themselves.

Although the emergency contact is not a guarantor and does not need to be responsible for the repayment of the user, once the other party is overdue, it is likely to receive harassing calls and text messages. At the same time, if the contact person wants to apply for a loan on the same platform in the future, it may not pass the examination, thinking that the risk is greater and it is likely to be overdue. Therefore, when you are a contact, you need to think carefully before you agree.

Of course, in the process of being contacted, if the other party has excessive behavior, such as abuse, threats, etc. , you can keep relevant evidence for alarm processing.

If you always hear from loans overdue:

It could be information. Don't believe it. If you receive the information, you can call the official customer service and payment platform. They will tell you first or call the police directly.

If the spam caused by selling information in some places, such as this mobile phone number, is not serious and needs to be clarified as soon as possible. It is very likely that someone else has stolen your information. You can contact the customer of this bank or go directly to the outlet to clarify this matter, otherwise it will appear on your credit record once it is overdue.

If you haven't applied for a loan yourself, you can ignore it. If there is text message harassment later, you can report it directly. If you are not sure whether to apply for loan information, you can directly check your personal credit information to see if there is such loan information on it.

Why is there always news that I am in loans overdue, and I don't have a credit card?

If you don't apply for a loan, but you receive overdue information, it may be because the lending institution sent the wrong information, or someone else filled in the user's mobile phone number when applying for a loan. The former is because lending institutions send text messages in groups, so sometimes mistakes may be made. The latter requires the user to contact the lending institution, explaining that others have filled in the wrong mobile phone number, and let the lending institution delete their mobile phone number, so that they will not receive SMS again.

Generally speaking, the user has registered a loan account, and as long as the account is not cancelled, it is possible to receive information from the following lending institutions. As long as you are sure that you have not applied for a loan, the received SMS can be ignored directly. However, there is a special situation, that is, the loan applied by the user is lent by other financial institutions, so the received SMS may be sent by financial institutions, not loans.

At this time, the user's loans overdue is over, and financial institutions will send short messages for collection, while loan products will not send short messages. Users must carefully check whether their loans are overdue after receiving such short messages.

What should I do if I receive overdue information for no reason?

Can be handled according to different situations:

1. It is possible that the information has been stolen. When it is clear that you have no loan, but you do owe a certain amount of loan, you need to call the police and solve the debt.

2. If the information is not stolen, it may be that a friend owes an online loan, so you need to call to check whether the friend owes a loan.

3. It is also possible that you visited the loan website, which led to the disclosure of personal information. You should be more cautious when dealing with similar incidents.

The user did not apply for a loan, but received overdue information. This may be because the lending institution sent the wrong information, or someone else filled in the user's mobile phone number when applying for a loan. The former is because lending institutions send text messages in groups, so sometimes mistakes may be made. The latter requires the user to contact the lending institution, explaining that others have filled in the wrong mobile phone number, and let the lending institution delete their mobile phone number, so that they will not receive SMS again.

Generally speaking, the user has registered a loan account, and as long as the account is not cancelled, it is possible to receive information from the following lending institutions. As long as you are sure that you have not applied for a loan, the received SMS can be ignored directly. However, there is a special situation, that is, the loan applied by the user is lent by other financial institutions, so the received SMS may be sent by financial institutions, not loans.

How does loans overdue handle short messages?

It has no effect on you. If in doubt, you are advised to consult the overdue SMS sending bank and cancel the SMS service.

What is loans overdue?

Loans overdue usually refers to the phenomenon that after the loan expires, the borrower fails to repay the principal and interest of the loan to the bank that issued the loan according to the loan term agreed in the loan contract, and fails to go through the relevant extension or lending procedures, resulting in the loan exceeding the agreed term.

Danger of expiration:

1. Overdue will also affect personal credit. If a lender borrows money from a bank and fails to repay it within the time limit, his personal credit report will leave a bad credit record. It is very difficult to apply for credit cards and loans in the future, and most of them will be rejected, which will cause many troubles to personal production and life.

2. The most direct consequence of not paying back the credit loan is a high penalty interest, and you may have to pay a certain penalty. Even the principal and interest add up to a lot of expenses, and the result of not repaying on time is to increase my economic pressure.

3. In loans overdue, the lender will face all kinds of collection. Banks or financial institutions have their own collection systems. After the lender is overdue, the first-class collection will send you a text message and call for a reminder. If it is not returned for a long time, and the degree is serious, there will even be a collector to collect it in person. This overdue staff member should be prepared and try to pay off the money at the first time before solving it.

4. If it is overdue for a long time and the amount is large, the lender may be subject to financial institutions. After acceptance, the court has pronounced that the lender's assets may be sealed up. This is the "repayment reward" that the lender must implement, otherwise the property and other assets under your name will be sealed up according to law, and the proceeds from the auction will be used to repay the arrears.

If the circumstances are serious, you may go to jail. Under normal circumstances, such incidents as borrowing money and not paying it back are civil and will not rise to the criminal level. However, if some lenders refuse to implement it and insist on not paying it back, if the circumstances are serious or bad, the borrower will be investigated for criminal responsibility, and depending on the seriousness of the circumstances, the borrower will go to jail.

This concludes the introduction of receiving overdue SMS loans and receiving SMS from loans overdue. I wonder if you have found the information you need?