Anyone who leads you to take advantage of loopholes is a liar - ICBC successfully intercepted a telecommunications network fraud case

As the saying goes, scammers are waiting at the "back door", waiting for people to fall into their trap. This statement is true. Fortunately, smarter bank staff prevented the scammers from succeeding.

Recently, the Kezhou Branch of Industrial and Commercial Bank of China encountered such a telecommunications fraud case.

One day, ICBC customer Bu brought his bank card to the counter of ICBC Kezhou Wenhua Road Branch to handle remittance business. When the teller asked about the purpose of the remittance and whether he knew the payee, Bu said: Confused face. The teller immediately felt that something was wrong, and after repeated questioning, the customer said that he was recently short on money and wanted a loan, but because he had no fixed job and his credit score was not very good, he could not get a loan from the bank as he wished.

"I saw information posted by a 'credit specialist' in the WeChat group, saying that you can get a loan without a credit reference." Bu said that after adding the other party as a friend, the "credit specialist" He was clearly told that he could apply for a loan of RMB 50,000 to RMB 200,000 without a credit check, but he must first pay nearly RMB 10,000 in card application fees, activation fees and other overdue fees.

Upon hearing this, the teller immediately determined that this was a telecommunications fraud case and promptly reported it to the lobby manager on duty. The manager on duty in the lobby patiently dissuaded the customer, informed the customer of the characteristics of online loan fraud, and warned him that he was most likely to have been scammed and not to follow the other party's requirements. At this time, the customer suddenly realized that he immediately terminated the remittance, deleted the "loan specialist" WeChat friend, and blacklisted the fraudulent call for interception. ICBC Kezhou Wenhua Road Branch successfully intercepted this telecommunications fraud case.

With the rapid development of Internet finance, telecom network fraud cases emerge one after another with various methods. In recent years, criminals have spread phishing URLs through mobile phones, phone calls, text messages, WeChat, QQ, etc.; they have tricked mobile phone users into obtaining personal information and ultimately stealing money through mass messaging of false messages about winning prizes and points redemption; they have published false information through the Internet, A large number of interest-free loans, unsecured loans and other information. When contacted by the lender, they will use various excuses to ask for money from the lender before lending, such as handling fees, deposits, activation fees, etc., or they will ask the lender to send some money first to prove their ability to repay, etc. Luring lenders into being deceived.

As the last line of defense against financial fraud, ICBC continues to strengthen anti-fraud publicity and integrates risk prevention work into daily business. In addition to asking and reminding customers when remittances and transfers are made, ICBC also Technological means help customers filter out various types of fraudulent information and help them make judgments about the authenticity of unknown information in their daily lives.

It is understood that ICBC has launched ICBC Rongan e-Trust (Public Welfare Edition). This system is a public welfare anti-fraud software launched by ICBC for customer groups using big data and information technology. It is used to query and review social credit and other risk information that can be disclosed in accordance with the law, and to provide early warnings for risky transactions for the majority of customer groups. The staff of the Xinjiang Branch of the Industrial and Commercial Bank of China reminds the general public that before making transfers and remittances, you can independently check the authenticity of the other party's account through the ICBC ICBC e-Link software Zhongrong An e-Xin (Public Welfare Edition) to avoid being deceived and improve prevention consciousness. In addition, the system also comes with functions such as "checking old renegades", which can help customers know what they are doing.

Here, ICBC Xinjiang Branch reminds customers that the types of telecommunications network fraud are diverse and the methods are concealed, resulting in victim groups involving all walks of life and a large amount of money involved. Therefore, everyone must remember the following points:

(1) Do not trust loan information under the banner of "low interest, high amount, fast payment", and remember that there is no free lunch in the world;

(2) When you need to apply for a loan, try to apply for a loan through a bank and other national formal financial institutions to reduce the risk of the loan;

(3) When applying for a loan, prepayment of interest and insurance are required. If you do not meet the loan regulations, you must be particularly vigilant when the other party requires any form of payment of funds in advance;

(4) Report immediately. You can call the customer service number on the official website, the local police station or 110 to report the matter to the relevant authorities. department for verification or reporting.