The virus in the mobile phone was bombed by SMS, as well as the verification code of the loan platform. Can the criminal successfully borrow money?

No, the loan also needs other personal information and face recognition, and the loan cannot be successful only by verification code.

For example:

1. Loan to buy a house will still need the running water of the bank. This running water is your salary running water, which proves that you have the ability to work and have income. The bank will lend you money. Because the bank must make sure that this customer has repayment ability and is a low-risk customer, it will lend you money. Without any income, it is impossible to withdraw money from the bank. So your salary is very important for the loan. Some people will transfer their money to Yu 'ebao after they get paid. In fact, this still affects the flow of wages. Be sure to leave some money in your salary bank card account to prove that you pay salary every month, and there is a certain amount.

Only in this way can the bank rest assured of you, otherwise, if there is a problem with your salary flow, it is possible to stop issuing loans. Therefore, in order to maintain the normal flow of wages, you should try to put your wages into a bank card account, or don't put them in Alipay. Although there will be some interest in Alipay, in order to handle the loan normally, it should not be put in Alipay.

3. There are still many procedures for getting a loan. These things are indispensable. Even if all the procedures are complete, some banks will issue loans, which is particularly slow and needs to be urged. So don't be short of formalities, or the bank won't know what the problem is. Loan approval is also more troublesome. The last loan he applied for cannot be terminated. So don't let the bank run dry.

Now many people will choose loans to buy a house, because they don't have so much money at present, but they want to own their own house, so they can choose loans to buy a house at this time. I think this is also a better way to live in your own house in advance and have a stable harvest. But be sure to remember that all the formalities are complete so that there will be no trouble.

5. ABC does not need to run wages, as long as it meets the loan conditions of ABC, it can lend.

6. Agricultural Bank of China loans require its borrowers to meet the following conditions:

Have full capacity for civil conduct and legal and valid identity documents. Yes, the credit status is good. Have the ability to repay the loan principal and interest. A legal and effective house purchase and sale contract has been signed, and the purpose of the house purchased is to live. There is a down payment certificate that is not less than the minimum prescribed proportion. In principle, mortgage guarantee is set with the purchased house. Other conditions stipulated by the Agricultural Bank include that the loan period of the Agricultural Bank shall not exceed 30 years, and the maximum loan amount shall not exceed 80% of the transaction price of the purchased house.