Is it true or not to receive the SMS payment order?

Legal analysis: Generally, the overdue time is not long, and bank collection is still relatively civilized. At first, it was just a simple reminder of repayment, telling the harm of non-repayment. If the credit card is overdue for a long time, you should pay attention. If it is overdue for more than three months, the bank may outsource the debt to a professional collection company.

Legal basis: Article 214 of the Civil Procedure Law of People's Republic of China (PRC), if a creditor requests the debtor to pay money or securities, it may apply to the grassroots people's court with jurisdiction for a payment order if the following conditions are met: (1) There is no other debt dispute between the creditor and the debtor; (2) Payment orders can be served on the debtor.