How to exchange credit card points of Xingye?

How to use the points of Industrial Bank?

1. The basic function of credit card points launched by Industrial Bank is that they can be exchanged for Industrial Bank points, a box of gifts or preferential activities.

2. At present, there are two ways to exchange credit card points for gifts in Industrial Bank. The first way is to log in to the Industrial Bank Credit Card Points Exchange Mall. Cardholders can redeem gifts in the points exchange mall by logging in to Industrial Bank official website.

3. The second way for Industrial Bank to redeem credit card points is to call the Industrial Bank customer service hotline for redemption. Cardholders can call the 24-hour customer service hotline of Industrial Bank Credit Card, and then select points to handle credit card business. After inquiring about the points, select point redemption. According to the corresponding voice prompts, ask the customer service to exchange them for us.

4. What needs to be reminded here is that if there are illegal acts such as cashing out during the use of credit cards, or if the credit card center finds that there is a possibility of cashing out fraud, it will lose its qualification to participate in the credit card points of Industrial Bank.

How to exchange credit card points of Industrial Bank?

If you want to redeem the points accumulated by Industrial Bank's credit card, customers can directly log in to the "Haoxingdong" APP on their mobile phones, select "Xingdong Mall", click "Points Gifts", and then select the gifts to be redeemed. There are direct redemption methods and combined redemption methods for cash points.

Credit card points can be redeemed not only for gifts, but also for air miles and annual fees. Customers can click "My" on the "Good Action" APP, then "points" and then "consumption points" to redeem air miles; You can also call the customer service hotline of Industrial Bank at 9556 1, transfer to manual service, and apply to the customer service staff to exchange points for annual fees.

It should be noted that the points of Industrial Credit Card are valid within the validity period of the card. Also, if you spend points, then 550 points = 1 RMB. So if you buy goods with points, you need to spend 5500 points to buy goods with 10 yuan. However, credit card spending and cash advance can accumulate 1 points for every 1 yuan, and 6.5 points for every 1 dollar.

Period of validity of points:

(1) The points of the newly issued credit card master card (excluding Industrial Bank Shanghai IPTV bestv co-branded credit card, Century Jinhua Yipin Life co-branded credit card and China low-carbon credit card) are valid within the validity period of the credit card. After the card expires, the cardholder will renew the card and the points will be renewed automatically. After the credit card account is cancelled or cancelled, the remaining points will be cleared and cannot be recovered.

(2) The validity period of the newly issued credit card master points is valid within the validity period of the credit card master card on April 20 10/day. After the card expires, the cardholder will renew the card. After the card expires, the points of the original card can be kept for 3 natural months, and after 3 natural months, the unused points of the original card will be automatically cleared. Points cannot be transferred and merged between cards within 6 natural months before the card expires and during the settlement of points. If the card expires without renewal, the points will automatically become invalid after the card expires. After the credit card account is cancelled or cancelled, the remaining points will be cleared and cannot be recovered.

(3) The points of Industrial Bank Shanghai IPTV bestv co-branded credit card, Century Jinhua Yipin Life co-branded credit card and China low-carbon credit card are all valid within the validity period of the main credit card. After the card expires, the cardholder will renew the card. After the card expires, the points of the original card can be kept for 3 natural months, and after 3 natural months, the unused points of the original card will be automatically cleared. Points cannot be transferred and merged between cards within 6 natural months before the card expires and during the settlement of points. If the card expires without renewal, the points will automatically become invalid after the card expires. After the credit card account is cancelled or cancelled, the remaining points will be cleared and cannot be recovered.

How to exchange credit card points of Industrial Bank?

Credit card points exchange method of Industrial Bank

1, short message exchange: edit the short message and send it to the designated number of the issuing bank to exchange goods;

2. Points offset: When the card-issuing bank joins the merchant's consumption, it can offset the cash consumption with points;

3. Online redemption: enter the credit card online club mall of the issuing bank for redemption;

4. Telephone exchange: turn on the service telephone exchange designated by the card bank;

Voice self-service redemption is to call the 24-hour customer service hotline 9556 1, press 1 [Credit Card Business], then press 5 [Points Inquiry], then press 2 [Points Redemption], and follow the voice prompts.

5. Redeem at the designated business outlets of the issuing bank.

The process of exchanging credit card points for goods in Industrial Bank

1. After customers enter the homepage of integral mall, they can start browsing the goods;

2. If you want to redeem online, you need to log in to integral mall first, otherwise you can only browse the goods and can't really redeem gifts;

3. When you log in to integral mall, you can add the selected gift to your shopping cart and get the gift;

4. When you finish the gift selection, you can enter the cashier and confirm the payment at the cashier.

5. After the cashier confirms the payment, you need to submit the order, and then the system will deduct the corresponding points in your credit card according to your redemption application;

6. After completing the above series of operations, you will receive the gift you exchanged within 1 month.

The object of the overall activity:

(1) The target of the integral activity is the credit card host of Industrial Bank.

(2) Industrial Bank credit card holders are not allowed to participate in points activities under any of the following circumstances:

1. The credit card is cancelled or deactivated;

2. Credit cards are regulated;

3. The credit card is overdue for more than 30 days;

4. The credit card holder violates the credit card collection contract of Industrial Bank;

Industrial Bank-Points Exchange Rules

Where does the Industrial Bank exchange point operate?

1. Open the official APP of Industrial Bank Credit Card, log in to the home page, and click "Xingdong Mall" on the home page.

2. Enter the page and select "Give away points".

3. After entering the page, select "Gift Exchange" and you can go to integral mall to exchange and choose your favorite items.

Credit card points rules of Industrial Bank: RMB 1 Yuan 1, USD 1, 6.5; The points earned by the supplementary card are included in the main card account. The upper limit of a single integral transaction is 65438+ 100000 (including various multiple integral activities and ordinary transaction points). You can earn double points in consumption abroad with a standard platinum card.

When using Industrial Bank's credit card, not all consumers will get points. For example, the transactions of airline co-branded credit card holders in supermarkets, gas stations, household appliances and jewelry businesses (category codes are 554 1, 5542, 541,5722, 5094) are not counted as credit card points. There will be no points for the consumption of some types of merchants.

The credit card of Industrial Bank must be returned on time after daily use, and there can be no overdue repayment, because there will be penalty interest after overdue, and the longer the time, the more penalty interest. It is worth mentioning that the overdue repayment of credit cards will be uploaded to the credit information center, which will affect the subsequent handling of various loans, such as car loans or real estate credit cards: including five series of standard cards, theme cards, co-branded cards, identification cards and corporate cards, including more than 50 personalized products such as low-carbon credit cards, couples cards, star cards, platinum cards, loan cards and Taobao co-branded cards, all of which are the first in China, and the cumulative card issuance has exceeded 65.43. It has many special functions, such as integral consumption (that is, cardholders can brush points at cooperative merchants to deduct consumption funds), consumption/bill installment (that is, a single consumption fund or bill consumption amount can be applied for installment repayment), and numerous customer feedback preferential activities that are irregular throughout the year.

Focusing on "customers", keeping up with changes in the market situation, innovating financial products, improving platform construction, and forming a diversified product system covering personal asset business, liability business, payment and settlement, comprehensive financial management, etc., fully meeting the individual needs of customers.

Asset management business: Relying on professional operating institutions and subsidiaries such as trusts, funds and asset management, it has built a fully-structured and fully-functional asset management business platform, and has become one of the few banks in China with a full license for asset management business, forming a wealth management product sequence with complete product categories and diverse structures, covering all kinds of omni-channel customer needs, and its comprehensive wealth management capability is among the best in the industry. .

This concludes the introduction of how to redeem Industrial Credit Card points and how to redeem Industrial Credit Card points for gifts. I wonder if you have found the information you need?