How to use the dynamic password of online banking and mobile banking?

The so-called "mobile banking dynamic password" means that when you operate mobile banking (Shandong Rural Credit Cooperative Version 4.0.2), in order to confirm that you are operating, the bank will send a short message to your mobile phone number left in the bank at that time, which contains a password consisting of several numbers (mainly 6-8 digits) and letters.

Because this is a password that changes at any time, it is not a fixed password in advance, so it cannot be deciphered. As long as your mobile phone is not lost, only the owner and cardholder know the password. Usually, the password will expire after a few minutes. So it is a relatively safe protective measure. The condition is that the bank card, password and mobile phone cannot be stolen at the same time!

Shandong Rural Credit Cooperative was established in 195 1 year, with 6035 institutional outlets. By 20 13, it has 54,000 employees. It is a comprehensive and multifunctional local financial institution with the largest number of business outlets and employees, the widest range of services and the largest capital scale in the province. Shandong Rural Credit Cooperative Association was established in June 2004. It is a financial institution composed of provincial rural credit cooperatives and rural cooperative banks, and performs management, guidance, coordination and service functions for provincial rural credit cooperatives and rural cooperative banks.

Risk management: strengthen credit management. Check large loans, commercial paper business, restricted industries and school loans; 3.44 billion yuan was investigated for large counterfeit loans, and 65.438+0.4 million loan officers signed letters of guarantee to prevent and clean up large counterfeit loans, with a signing rate of 99.9%. Handle risk points carefully. Take comprehensive rectification measures for Feicheng, Yanggu and Dingtao joint newspapers. The Provincial Association sent a working group to effectively resolve exposure risks and maintain financial and social stability through measures such as replacing high-quality assets, implementing mortgage guarantees and adjusting liquidation reserves. Complete the five-level classification of loans in an all-round way, further identify the foundation and lay a solid foundation.

Improve the assessment methods for offices and municipal associations, organize the inspection and evaluation of management indicators, implement the management of county-level associations, improve the audit system and operation mechanism, and increase the frequency of audit inspections. In-depth development of cases, commercial bribery and employee corporate governance, five types of 1 14 business problems, 145 potential risks and six economic cases were found, and the rules and regulations of 145 were supplemented and improved. In the whole year, all kinds of cases were put on file for investigation 17, a decrease of 2 cases over the previous year; The total amount involved is 1.2763 million yuan, and 5 1.42 million yuan has been recovered; Responsible person 179, including senior managers at or above the county level 19. Strengthen the construction of internal control and establish subsystems such as loans, commercial bills, securities and information internal control evaluation. Actively carry out annual system implementation activities and formulate more than 60 system measures such as credit, finance, asset management and auditing.