Check CITIC Credit Card Bill Inquiry

How does CITIC Bank check bills with credit cards?

Taking WeChat version 8.0. 16, Apple 13(IOS 15.2 system) and Huawei mate40(HarmonyOS2 system) as examples, CITIC Bank supports various forms of bill inquiry, including online banking, express online banking, SMS, WeChat, dynamic card space and self-service voice.

SMS inquiry: edit the last four digits of ZD+, such as ZD8888, and send it to 106980095558 to inquire about the bill amount and repayment date of the current period.

Wechat Inquiry: Pay attention to the official account of CITIC Credit Card WeChat "CITIC Bank Credit Card", bind credit cards, receive WeChat bills and conduct bill inquiry.

Telephone enquiry: Call 40088-95558 for enquiry through self-service voice service.

How to read credit card bill details;

In the bill, all transaction details in the transaction cycle will be listed, that is, credit card details, including credit card time, transaction merchants, settlement amount and so on. If you really can't remember the amount, you can call the credit card customer service phone for consultation, and there will be more detailed tips.

As an overdraft consumption purpose, credit card is really convenient for us to use, but the money that is swiped out must be returned. So, please spend rationally. If you can't repay the loan on time and in quantity, you will have a bad record and a high late fee.

How to check the credit card bill of CITIC Bank?

The query method is as follows:

1. Open Baidu search, enter "CITIC Bank" in the search bar, find CITIC Bank official website after the search and click Enter.

2. After entering official website of China CITIC Bank, find the item of "Personal Online Banking" under the online banking login, and click Enter.

3. After entering the personal online banking login interface, enter the corresponding information to log in.

4. After logging in successfully, find the "Account Inquiry" item under account management, and click Enter.

5. After entering the account inquiry, you can check the credit card bill.

How to check the bill and details of CITIC Bank's credit card?

For the bill and details of CITIC Bank's credit card, please follow the official WeChat account number of CITIC Bank's credit card through 1: "zxyhxyk" or "CITIC Bank Credit Card". 2. Download the exclusive credit APP- of CITIC Bank-dynamic card space: 3. Call the customer service hotline-enter or ID number-press 1 self-service bill for inquiry. 4. Edit and edit ZD and add the last 4 digits to send to 106980095558, for example: ZD 1234.

WeChat Apple 12, ios 14, WeChat version 8.0. 13.

Personal credit report is required for bank loans:

1. Bring my ID card or client's ID card and power of attorney, and provide my ID card to the credit inquiry window of the People's Bank of China to print personal credit records;

2. Open China People's Credit Information Center official website (version 3.3.2 of Google Browser), and submit an application for personal credit information record in the personal inquiry column with the mobile phone number matching the registered account number of the ID card. Usually, the mobile phone will receive the inquiry code from the credit information center within 72 hours. Open the official website login account of China People's Credit Information Center again, enter the inquiry code of SMS in the personal inquiry column to access personal credit information, and download and save a PDF document at the bottom of the page.

Conditions for applying for bank loan business:

Natural persons aged between 18 and 65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule;

4. Good credit information, no bad records, and legal use of the loan;

5. Meet other conditions stipulated by the bank;

6. If the above conditions are met, you can apply for loan business at a local bank.

To apply for a bank loan, you need to prepare materials:

1. Valid ID;

(2) proof of permanent residence or valid residence and proof of fixed residence; 3. Proof of marital problems;

4. Bank flow;

5. Proof of income or personal assets; 6. Credit report;

7. Use plan or loan purpose statement;

8. Other information required by the bank. Requirements for bank loans:

(1) 18 years old with full capacity for civil conduct, permanent residence of urban residents or legal and valid identification, and the age of the lender required for bank loans is usually between 18-60;

(2) have a stable legal income and the ability to repay interest;

(3) Good credit information;

(4) Other conditions required by the lending bank.

The credit card bill has been paid off, and a refund has occurred, and the refund funds will be returned to the credit card account. This money can be used to repay the credit card arrears, and it can also be used to swipe the card, withdraw cash and transfer money. Cash deposited in credit card accounts will become overpayment, and some banks need to pay handling fees for overpayment and cash withdrawal, so it will be more cost-effective to repay and swipe the card with overpayment.

In fact, credit cards will be refunded, and before repayment, the refund will be restored to the limit to hedge the bill. The user does not need to repay the refund amount.

How to inquire about the credit card bill details of CITIC Bank?

The inquiry method of credit card consumption details of CITIC Bank is as follows:

1, WeChat official account inquiry

Cardholders can pay attention to the official WeChat account of CITIC Bank's credit card, and then select "Card Opening Review" in the menu bar below, and select "Review and Repayment" in it, and then log in to their personal account for inquiry.

2, dynamic card space APP query

Cardholders can download the mobile card space of the exclusive credit card APP of CITIC Bank on their mobile phones, then log in to their personal accounts and make inquiries according to the prompts.

3. Customer service telephone inquiry

The cardholder can call the customer service telephone number of CITIC Bank Credit Card Center at 400-889-5558. After the call is connected, enter the ID number according to the telephone voice prompt, and then press 1 for self-service bill inquiry.

4, SMS query:

Cardholders can edit the last four digits of ZD and send them to 106980095558, for example, ZD 1234.

The main features of credit cards:

1. Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.

2. Credit card has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

4. Credit cards can reduce the use of cash and currency;

5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

6. Credit cards can simplify the collection procedures and save social labor;

7. Credit cards can promote commodity sales and social needs.

Main types

According to different card issuers, it can be divided into bank cards and non-bank cards.

Bank card. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or they can withdraw cash at any time at the outlets of the issuing bank or at places with ATMs.

Non-bank card. This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.

According to the different issuing banks, it can be divided into corporate cards and personal cards.

Company card. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, state party and government organs, armed forces, organizations and other legal person organizations.

Personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. The personal card is applied in the name of an individual and bears all the responsibilities for its use.

According to the credit status of cardholders, it can be divided into ordinary cards and gold cards.

Ordinary card. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and the requirements are not high.

Gold card. Gold card is an advanced credit card that pays a high membership fee and enjoys special treatment. Card issuers are institutions with high credit, strong repayment ability, credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are wider, so the requirements for related service fees and deposits are higher.

This concludes the introduction of CITIC Credit Card Bill Checking and CITIC Credit Card Bill Checking. I wonder if you found the information you need from it?