What is CCB Platinum Card?

Is CCB Dragon Card a Platinum Card? Don't forget Puka and Gold Card!

With the popularity of credit cards, more and more people use them, and banks have accumulated many loyal card friends. CCB Longka Credit Card has also attracted many people's attention. It is found that many cardholders are not very familiar with CCB credit cards, so there is such a question: Is CCB Longka Credit Card a Platinum Card? Of course, you can't give such a general answer.

CCB Longka Credit Card is the general name of CCB Credit Card. There are many kinds of cards, and there are many different products to choose from, such as Himalayan FM Credit Card, LINEFRIENDS Fan Credit Card, Dragon JOY Credit Card, New Barbie Beauty Credit Card, Dragon Tuniu Travel Card, Dragon tencent games Credit Card, Vipshop Dragon Card and so on.

Partners who want to run CCB Dragon Card can choose different card types according to their own card needs and credit card rights. However, CCB Longka credit cards are not all platinum cards, but also have different grades such as Puka, Gold Card, Student Card and Diamond Card.

The higher the credit card level of CCB Longka, the higher the application threshold, but the corresponding benefits are also more, such as high credit line, card rights, preferential discounts and so on.

Platinum Card is the high-end card level of CCB Longka Credit Card and can enjoy the following exclusive services:

1, VIP financial management: outlets give priority to queuing, seven major credit cards reduce handling fees, and provide an annual consumption report every year.

2, luxury hotel courtesy: top hotel groups stay in three pay two or free room upgrade courtesy, exclusive selection of luxury spa packages and nursing discounts;

3. Air business travel services: VIP lounge services at domestic and international airports, discounts on air tickets on international routes, and discounts on fast entry services at global airports;

4. In addition, there are high insurance portfolios, family health care services and value-added services for private cars.

Summary: CCB Dragon Card is not a platinum card. Platinum card only represents one card level of CCB Longka Credit Card. Besides platinum cards, CCB also issues ordinary cards, gold cards, diamond cards and student cards. People with different application conditions can apply for different grades of cards, so it is best to make a self-evaluation before choosing a card, and remember not to apply blindly.

Is CCB U Platinum a Platinum Card?

CCB U Platinum Card is a platinum card. The full name of CCB Credit Card U Platinum is CCB JOY Credit Card UnionPay Platinum Card, which is a credit card product issued by China Construction Bank and mainly aimed at young customers under the age of 35, and can meet the diverse needs of young customers. Dragon JOY Card VISA Edition and MasterCard Edition are for overseas use only.

Extended data:

I. CCB U Platinum Function and Value-added Services

1. Chip trading is safe and convenient.

Contact and non-contact dual-interface chips are adopted, and the composite card form of "chip+magnetic stripe" is adopted to provide cardholders with a safer and richer payment experience.

2. Private repayment plan

Longka Happy Card has introduced a minimum repayment ratio as low as 5%, and the minimum repayment amount is not lower than 200 yuan RMB or US$ 50 (if the accumulated outstanding transaction principal is less than 200 yuan RMB or US$ 50, the minimum repayment amount is equal to the accumulated outstanding transaction principal). Provide a more intimate repayment plan for young customers, effectively alleviating the repayment pressure of young customers.

3. Multiple travel guarantees

(1) Cardholders pay air tickets or travel expenses (including air tickets) by swiping their cards. Standard Platinum Cardholders can enjoy aviation accident insurance up to 5 million yuan, and Gold Cardholders can enjoy aviation accident insurance up to 1 10,000 yuan.

(2) If the cardholder steals the card abroad 48 hours (inclusive) before reporting the loss, the standard platinum card holder can enjoy the protection service of losing the card up to 20,000 yuan, and the gold card holder can enjoy the protection service of losing the card up to 65,438 yuan+00,000 yuan.

4. Dragon card is safe to use

3 yuan can enjoy instant messaging service every month, and domestic and foreign stolen brush transactions within 48 hours (inclusive) before reporting the loss can enjoy the highest compensation guarantee of 50,000 yuan per year. Every month, 8 yuan (Anxin Exclusive Edition) can enjoy instant transaction SMS service, and domestic and foreign stolen brush transactions can enjoy the highest annual compensation guarantee of 6,543.8+10,000 yuan 96 hours before the loss is reported.

Second, the annual fee standard and preferential policies

1. UnionPay Edition

(1) Annual fee for standard platinum card is 580 yuan/card, and annual fee for supplementary card is 300 yuan/card. The annual fee for the current year will be exempted if the card spending and cash withdrawal are accumulated 10 times per card year (unlimited amount).

(2) Gold card (student version) annual fee 160 yuan/card. No supplementary cards will be issued, and the preferential policy of annual fee exemption will be implemented within the validity period.

2.VISA version and MasterCard version

Annual fee for standard platinum card is 580 yuan/card, and annual fee for supplementary card is 300 yuan/card. Implement the preferential policy of exempting the main and auxiliary cards from annual fees within the validity period.

China Construction Bank Longka Joy Credit Card

Is CCB Digital Platinum Card a Real Platinum Card?

Yes The digital version of VISA global payment credit card of China Construction Bank is platinum credit card. CCB Digital Platinum Card is a real platinum card. China Construction Bank provides comprehensive financial services to Taiwan Province Province, Hongkong, the United States, Australia and other global countries or regions, mainly engaged in corporate banking, personal banking and treasury business.

What is the use of Platinum Card of China Construction Bank (specific point)?

The usage of Platinum Card is as follows:

1. Enjoy a high quota: Platinum credit cards range from tens of thousands to hundreds of thousands of yuan, and some banks can even reach 1 10,000 yuan or more. The high amount of platinum credit card can meet the credit card consumption needs of cardholders in a wider range.

2. Enjoy multiple rights and interests: swipe your card to enjoy multiple points, free aviation accident insurance and delay insurance, road rescue service, car rental discount, free golf, airport VIP room service, free upgrade service of plane or motor train and free medical examination service, as well as special customer service hotline for banks and queue-free service for banks.

PlatinumCard is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks.

Is CCB Financial Platinum Card a credit card? If not, what is the functional difference between them?

CCB Financial Platinum Card is not a credit card.

1, card type is different: financial platinum card is debit card, that is, savings card, but credit card is not.

2. Different uses: Financial Platinum Card saves money before consumption, and cannot be overdrawn. Credit card is a debit card, and it is consumed before repayment.

3. Different credit lines: Credit cards are reviewed by banks, and overdraft lines are given for users to use. The financial platinum card is issued to CCB's high-quality customers, giving priority to business and providing one-to-one financial services.

Extended data:

Matters needing attention in applying for CCB Financial Platinum Card:

1. Average monthly balance of CCB's financial assets (including principal+savings deposits, funds, national debt, etc.). ) More than 200,000 yuan (inclusive) within one year.

2. Within one year, the average monthly balance of personal loans has reached more than 500,000 yuan (inclusive), the repayment situation is good, and there is no bad record.

3. The accumulated consumption of Longka within one year is more than 50,000 yuan (inclusive), and the annual fee of CCB Financial Platinum Card is exempted.

4. CCB Platinum Financial Card is a multi-currency comprehensive financial product provided by CCB to high-end customers. It has many functions, such as one-to-many account, comprehensive management, contract financing, automatic transfer, overseas transaction, global use, collection and payment, SMS notification and so on. , and can enjoy many distinguished services such as financial consultation provided by CCB, which is also a symbol of the distinguished status of customers.

5. There is no handling fee for cross-bank remittance. You can return the credit cards of major banks with one card, which is convenient for management. You can do business in the VIP room without queuing in the lobby, and you can also enjoy various social leisure activities such as outing and playing ball games provided by CCB for high-end customers.

Baidu Encyclopedia-China Construction Bank Financial Card

Baidu Encyclopedia-Platinum Card

Baidu Encyclopedia-CCB Credit Card

Is CCB Platinum Card a credit card? Let's stop here.