Why is the construction of a bank card deducted 20 yuan per month?

Annual fee: 10 yuan (deducted once a year);

Small management fee: calculated on a quarterly basis, the average daily balance of the quarter is less than that of 300 yuan or 500 yuan (according to the regulations of different cities here), and the small management fee in 3 yuan is deducted;

If the mobile phone is bound, 2 yuan SMS notification fee will be deducted every month;

According to the interest generated by the amount in the card, deduct the corresponding interest tax. ...

If the card is no longer needed, it is recommended to cancel the account (cancel the account); If you don't cancel, the card will go into hibernation after all the money in the card is deducted. After one year, the card was automatically cancelled.

The information fee of CCB is the notification service of account fund change, including SMS notification service and SMS reminder service of mobile banking, as follows:

1. Mobile banking message reminder service: At present, there is no service charge for this service.

Two, personal SMS notification service charges:

1. SMS to inform 3 yuan/month's petty credit card transaction (single transaction below 500 yuan);

2. Other account fund change notification service 5 yuan/month/account/machine can be charged on a monthly, quarterly and annual basis.

This quotation is the benchmark price of CCB and may be adjusted by branches. The specific price is subject to the final price list published by the outlets. Please consult the outlets for details. Measures to deal with repeated deduction of SMS charges;

The billing unit of CCB SMS is the signing relationship of "account number+mobile phone". Please verify whether the following situations will lead to multiple SMS charges:

1. If more than one account or mobile phone signs up for SMS banking, it will be charged from the payment account (for example, if both savings cards A and B have SMS banking with the same mobile phone number, and the payment account is Card A, the SMS fee will be charged from Card A);

2. One time, the deduction of SMS service fee was unsuccessful, which led to a supplementary deduction, and the account details were summarized as "SMS service fee supplementary deduction";

3. If the original SMS service is cancelled and re-signed, and the re-signed account number or mobile phone number changes, the system will deduct the current service fee again.