Sanxiang Bank sent me a text message to update the information.

The situation of different banks is also different. Before and after 2005, banks were different in management strictness, and in operation and risk control, they were also different from the advanced level of the system.

Some banks did not set the validity period of the ID card in the system when they first opened the card, or the information of the validity period of the ID card was ignored by the front and back offices of the bank and was not entered into the system, or a permanent validity period was entered, such as 9999 123 1, so the system can pass and issue a bank card. The card opened in this way will not prompt the ID card information to expire.

After 20 10, the bank's system has been upgraded one after another, and the risk prevention and control has become more and more strict. The identity information of the cardholder has been carefully examined, so the information about the validity period of the ID card must also be entered in strict accordance with the ID card, and there can be no carelessness. Therefore, if it is a new card in recent years and the ID card expires, it will be displayed in the banking system. Then, if the ID card is expired or invalid, can the card still be used?

Generally speaking, the bank will not stop using your card on its own initiative, but will send you a family reminder according to your reserved phone number to urge you to update the information on the counter on your own initiative. The bigger the bank, the more fully it can do this. After all, the systems and equipment of big banks can keep up with frequent updates. There are also many bank apps that can help cardholders update their ID card information online, so that everyone can complete many operations without leaving home.

Some friends will ask, if I lose my ID card and get a new one, but the old ID card has not expired, will it affect my use? It's not usually like this. If the old ID card has not expired, the information displayed in the bank system is also the information that has not expired. But if you have a new ID card, but you use your old ID card to go to the bank for business, you will be found.

Because the bank's online verification system will identify your ID card information and find that your information and photos are inconsistent with the latest information uploaded by the Public Security Bureau. Although they are all yours, they can't handle business for you, so you must get the latest ID card when you go to the bank to do business.