Shanghai Pudong Development Bank took the initiative to reduce the quota by SMS.

Through monitoring, it is suspected that you are not using the card normally. So, the bank sent this message.

You can follow the requirements of this short message.

Try to keep transaction evidence, such as receipts, invoices, etc. Remember the place and time of the transaction, and be prepared to submit evidence in due course.

If you really make false transactions, or cash out, etc. , may involve the punishment given by the bank.

The first level is still relatively loose. The short message sent by Shanghai Pudong Development Bank is mainly to remind cardholders that the recent trading methods are not standardized. In order to avoid affecting the credit limit of credit cards, cardholders should use credit cards for personal consumption. Don't pay too much attention to receiving this kind of text message. Of course, normal consumption is best.

The second level, this level of risk control SMS, will remind the cardholder that the system has detected the cardholder's recent credit card transaction abnormality, so that the cardholder can standardize the use of the card and keep the transaction voucher. If you receive a text message with this content, please find out if there is a proof of consumption, so as to respond to the bank's spot check at any time. If you don't have a proof of consumption, you should use your card carefully.

Level three. This level of risk control SMS directly tells the cardholder that there is abnormal card use behavior in the recent credit card transaction process. In addition to standardizing the use of the card, the cardholder is also required to keep all the recent credit card consumption vouchers, and then warned that if he continues to use the card improperly, his credit card will be frozen or his credit card business will be suspended according to the credit card contract. In this case, the cardholder must quickly find out all the recent consumption vouchers. If there is no one, there may be risks. The bank will provide proof of consumption by phone or text message at any time. And the subsequent use of cards should be standardized.

Fourth, the content of the short message directly warns the cardholder that the bank has detected a suspected false transaction in the credit card recently. If the card is used again, the bank may have to reduce the amount. After receiving this message, friends who want to cash out have to use the card slowly and normally, repay on time, and pay less in the near future. It is very important to swipe your card during normal business hours, and the amount of swiping your card should match the type of merchant.

Fifth, the content of the short message is directly informed to the cardholder, because the bank has suspended the use of credit cards because of the abnormal use of the account recently. It's almost hopeless to receive this kind of text message. If the bank seals the card, it will not be unsealed easily. If you owe money, close your account quickly. It's no use keeping unused cards, and there may be an annual fee.