How long will the online loan be sued if it is overdue? How long will the online loan be sued if it is overdue?

1. How long does it usually take for the online loan to sue for overdue?

Law

How long will the online loan be sued if it is overdue? How long will the online loan be sued if it is overdue?

1. How long does it usually take for the online loan to sue for overdue?

Lawsuits that owe online loans will generally open in 15 days.

After the indictment is submitted to the court, if it meets the conditions for prosecution, the people's court will file a case within seven days and notify the parties concerned. Those who do not meet the conditions for prosecution shall make a ruling within seven days and will not be accepted. However, if you are dissatisfied with the ruling, you can appeal. The people's court shall send a copy of the indictment to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receipt.

2. What are the legal consequences of loans overdue?

1. Personal credit information is damaged, which will affect the handling of various loans in the future.

2. Generate corresponding penalty interest and overdue fine.

3. Be sued by the bank.

3. What is the litigation process of disputes in loans overdue?

1, the plaintiff sued.

2. The court will serve a copy of the indictment on the defendant after accepting it.

3. The defendant submits the defense within fifteen days, and the court will serve a copy of the defense to the plaintiff within five days. If the defendant fails to submit the defense, it will not affect the trial.

4. If a court session is decided, the parties concerned shall be notified and announced three days before the court session.

5. The court investigation stage includes: statements by the parties; Inform witnesses of their rights and obligations, witness to testify in court, and read out the testimony of witnesses who did not appear in court; Produce documentary evidence, physical evidence and audio-visual materials; Read the appraisal conclusion; Read the interrogation record.

4. Is it serious that the online loan fails to appear in court and is prosecuted?

The consequences of not appearing in court are very serious. If you don't appear in court, you give up the right of reply and counterclaim to the plaintiff, and you lose the opportunity to mediate with the plaintiff, which is not good for the defendant. Moreover, according to the law, if the defendant refuses to appear in court after being legally summoned by the court, the court may conduct a trial and judgment by default according to law.

The failure of the parties to appear in court is not conducive to safeguarding their legitimate rights and interests, and the court will acquiesce in giving up their litigation rights, such as the right of prescription defense and cross-examination, which will lead to losing the case. In reality, many cases are judged by default, and the absent parties refuse to accept the judgment, and then realize that they have brought bad consequences to themselves because they did not appear in court in time to participate in the proceedings.

After the online loan, the lender can choose one-time repayment or installment repayment according to his repayment ability, and must pay off the loan before the limited repayment date. If the repayment date is exceeded, it will be considered overdue, and those who are short-term overdue will leave a bad personal credit record. Those who are overdue for more than three months will be prosecuted and the lender will be investigated for criminal responsibility.