What is the bank card number of Postal Savings Bank?

The debit card number of Postal Savings Bank of China consists of 19 digits, the credit card number consists of 16 digits, and the passbook account number consists of 18 digits. Debit card numbers generally start with "622188", "955100", or "622150".

The postal savings passbook has 18 digits and starts with "60", but postal savings can remit money using a 19-digit card number or an 18-digit account number. The first few digits of the China Postal Savings Bank card number vary depending on the region. The first letter must be 6, and the following letters are divided according to the region.

Postal savings green cards started with 9551 a long time ago, but now they all start with 6221, which are international cards; silver zodiac cards all start with 6221, and the above card numbers are all 19 digits.

The China Post Bank card number starts with 622188 or 955100

The account number starts with 60. An early green card with an 18-digit card number, not a UnionPay card. The card number is in the form of "60 account number".

Currently, the green card number is 19 digits long, and the UnionPay card can be used at ATMs across banks.

The postal green card currently issued is a UnionPay standard card, which can be exchanged with bank cards issued by other financial institutions and on the Internet. In order to differentiate, UnionPay has allocated postal card numbers. Currently, it uses 622188, 622199, 622150, and 622151BIN, that is, the first 6 digits of the postal card number are fixed. Passbooks can only be exchanged and used within the scope of postal outlets, so their account numbers can be used by the postal service assigned by itself.

So the card number and account number are different.

Extended information:

The Postal Savings Bank of China was officially established on March 20, 2007. It is a commercial bank established on the basis of reforming the postal savings management system. Postal Savings Bank of China will inherit the postal financial business operated by the former State Post Bureau and China Post Group Corporation and the resulting assets and liabilities, and will continue to engage in business approved and approved by the original business scope and business license documents.

Since December 2015, Postal Savings Bank of China has moved from a single shareholder to a diversified shareholding. Adopting the method of issuing new shares, the financing scale is 45.1 billion yuan, and the issuance ratio is 16.92. On August 27, 2016, the Postal Savings Bank of China’s US$8 billion Hong Kong IPO was approved. On September 27, 2016, the Postal Savings Bank of China publicly released pricing information and was officially listed on September 28.

Corporate business

Deposits: Corporate customers are provided with corporate deposit services such as corporate demand deposits, corporate time deposits, corporate agreement deposits, corporate notice deposits, etc. Customer deposit funds are safe and worry-free.

Current deposits: Enterprises, institutions, agencies, military units, social groups and other economic entities open corporate settlement accounts in our bank to handle deposits with no prescribed deposit period and which can be accessed at any time. There is no fixed term, and it is convenient for customers to deposit and withdraw, and their deposits and withdrawals are mainly handled by cash or transfer.

Time deposits: Unit time deposits refer to deposits in which enterprises, institutions, institutions, social groups and other units and banks agree in advance on the term and interest rate when making deposits, and the principal and interest are withdrawn upon maturity.

The interest calculation method is based on the time deposit interest rate announced by the People's Bank of China. If the interest rate is adjusted, the interest will not be calculated in installments. The term of corporate time deposits is divided into six grades: three months, half a year, one year, two years, three years and five years.

Enterprise Agreement Deposit: The customer signs an "Enterprise Agreement Deposit Contract" with the bank, agrees on a period of time, and agrees on the need to retain a basic deposit amount in the settlement account. Deposits in the account exceeding this amount will be subject to the agreed deposit interest rate agreed upon by both parties. Make deposits that bear separate interest.

Settlement: Provide diversified corporate settlement services such as bills, exchange, and entrusted collections to enterprises and institutions to ensure that enterprises can achieve convenient and fast monetary payments and fund settlements in daily economic activities.

The service scope includes: providing comprehensive settlement services such as letter transfer settlement, wire transfer settlement, collection and payment for enterprises and institutions, and personalized fund collection for network enterprises.

Reference: Encyclopedia-Postal Savings Card