How long does the credit card (debit card) take effect after cancellation?

It takes 45 days for a credit card (debit card) to be cancelled, which is the 46th day after cancellation. This is because during this period, the bank must ensure that there is no capital flow in the credit card (debit card) before it can be officially cancelled.

Therefore, in order to ensure the successful cancellation, 45 days after applying for cancellation, it is recommended that you call the customer service phone of the issuing bank to confirm the status of a batch of cards to see if the cancellation has been successful. After the successful cancellation, the account in this bank was gone, and it became a new account six months later.

After successful cancellation, it is best to cut the useless credit card (debit card) with scissors to avoid information leakage and malicious theft.